Ocean County and Berkeley Township property record for 41 Locker St, Bayville, NJ 08721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,412 sqft · built 1955 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $327,000 (Jan 2021) |
| Tax Bill | $7,387 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Feb 2020 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-00826-01-00006 |
| Primary APN | 06-00826-01-00006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,412 sqft Living Area |
| Gross Area | 2,010 sqft |
| 1st Floor Area | 1,412 sqft |
| Basement Area | 598 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Old Parcel Number | 060082650100006 |
|---|---|
| Street Address | 41 LOCKER ST |
| City | BAYVILLE |
| State | NJ |
| Zip | 08721-1244 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GI |
| Legal Description | 100X100 |
| Legal Subdivision | BEACHWOOD PARK SEC 1 |
| Legal Block | 826.1 |
| Legal Lot Number | 6 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | BERKELEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 731102 |
41 Locker St is owned and occupied by two individuals who bought it in January 2021.
Source: Ocean County and Berkeley Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 41 LOCKER ST, BAYVILLE, NJ 08721-1244 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 22, 2021 | Deed, Transfer · Conventional Mortgage UNITY BANK |
| Feb 20, 2020 | Grant Deed, Construction Loan · Construction Mortgage INVESTOR LNDG USA |
| Mar 19, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2021 · Amount on File |
| Deed Sale | Jan 22, 2021 · Amount on File |
| Prior Sale | Feb 20, 2020 · Amount on File |
| Deed Document Number | 202111639 |
| Deed Book / Page | 18275 / 1626 |
| Prior Transfer Date | Oct 12, 2005 |
| Prior Transfer Doc | 0129571958 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jan 22, 2021 |
| Property Address | 41 LOCKER ST, BAYVILLE, NJ 08721-1244 |
| Document Number | 0182751626 |
| Book / Page | 18275 / 1626 |
| Instrument Date | Jan 6, 2021 |
| Instrument | 2021011639 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | NUCO TTITLE INS AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2 HILLTOP DR, 2, BAYVILLE, NJ 08721-1708 |
| Name | Verified Name |
|---|---|
| Address | 41 LOCKER ST, BAYVILLE, NJ 08721-1244 |
| Document Number | 2021011640 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 2021011640 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Feb 20, 2020 |
| Property Address | 41 LOCKER ST, BAYVILLE, NJ 08721-1244 |
| Document Number | 0177951097 |
| Book / Page | 017795 / 001097 |
| Instrument Date | Dec 11, 2019 |
| Instrument | 19042 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 12, 2020 |
| Title Company | GREEN LABEL TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $143.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2 HILLTOP DR BAYVILLE NJ 087211708, BAYVILLE, NJ 08721-1708 |
| Document Number | 177951103 |
|---|---|
| Date | Feb 20, 2020 |
| Book Page | 017795/001103 |
| Instrument | 19043 |
| Name | INVESTOR LNDG USA |
|---|---|
| Address | GREENVILLE, SC 29605 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Feb 19, 2021 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Mar 19, 2019 |
| Property Address | 41 LOCKER ST, BAYVILLE, NJ 08721-1244 |
| Document Number | 0174130694 |
| Book / Page | 017413 / 000694 |
| Instrument Date | Feb 4, 2019 |
| Instrument | 24617 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $120.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 14405 WALTERS RD #200 HOUSTON TX 770141345, 200, HOUSTON, TX 77014-1345 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 41 Locker St was $7,387, up 7.4% from the year before.
Source: Ocean County and Berkeley Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Berkeley Township |
| Elementary School District | Berkeley Township School District (KG - 06) |
| Secondary School District | Central Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $285,200 (-) Land $120,000 Building $165,200 | $285,200 (-) Land $120,000 Building $165,200 | |
| 2025 | $7,387.00 (+7.43%) | $285,200 Land $120,000 Building $165,200 | $285,200 Land $120,000 Building $165,200 |
| 2024 | $6,876.00 | ||
| 2023 | $285,200 Land $120,000 Building $165,200 | $285,200 Land $120,000 Building $165,200 | |
| 2022 | $6,494.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 Locker St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 Locker St is moderate, ranking above 50% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 67% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA NJ - EASTERN DIVISION private · serves 12,200 people · EPA ID NJ1505002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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