41 Liberty St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 41 Liberty St, Chicopee, MA 01013

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,063 sqft · built 1967
Lot Size0.155 acres (6,750 sqft)
OwnerIndividual Name on Record
Last Sale$90,500 (Sep 1996)
Tax Bill$3,658 (2026)
Deeds & MortgagesJan 2024 Refinance
Jun 2021 Refinance
+ 1 more
Flood ZoneZone X (reduced by levee)
APN274-00011

Property Details

APN / Parcel Number

Primary APN274-00011
Alternative APN
  • CHIC M:0274 P:00011

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,063 sqft Living Area
Gross Area2,103 sqft
1st Floor Area1,063 sqft
Basement Area1,040 sqft
Unfinished Basement1,040 sqft

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,750 sqft (0.155 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number274-00011
Street Address41 LIBERTY ST
CityCHICOPEE
StateMA
Zip01013-1039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code5
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group2
Census Block2005
Census Tract811102

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address41 LIBERTY ST, CHICOPEE, MA 01013-1039
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
WESTFIELD BANK FSB
Jun 28, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
WESTFIELD BANK FSB
Jul 15, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 1996 · Amount on Record
Deed SaleSep 30, 1996 · Amount on Record
Prior SaleNov 30, 1987 · Amount on Record
Deed Book / Page9637 / 215
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address41 LIBERTY ST, CHICOPEE, MA 01013-1039
Transaction TypeMortgage
Record UpdatedJan 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025281-31
DateJan 4, 2024
Book Page25281/31
Instrument433
Lender
NameWESTFIELD BANK FSB
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueFeb 1, 2049

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address41 LIBERTY ST, CHICOPEE, MA 01013-1039
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023965-15
DateJun 28, 2021
Book Page23965/15
Instrument44314
Lender
NameWESTFIELD BANK FSB
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueJul 1, 2036

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address41 LIBERTY ST, CHICOPEE, MA 01013-1039
Document Number22789-447
Instrument DateJul 15, 2019
Transaction TypeMortgage
Record UpdatedAug 20, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 LIBERTY ST CHICOPEE MA 010131039, CHICOPEE, MA 01013-1039

Mortgage

Document Number22789-447
DateAug 5, 2019
Book Page022789/000447
Instrument43574
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 4, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,658.00 (+5.69%)$240,000 (+5.12%) Land $92,300 Building $147,700$276,482 (-7.67%)
2025$3,461.00 (+5.52%)$228,300 (+2.75%) Land $84,900 Building $143,400$299,440
2024$3,280.00 (+7.93%)$222,200 (+10.77%) Land $83,200 Building $139,000
2023$3,039.00$200,600 Land $75,700 Building $124,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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