41 Lawrence Ave, Lawrence, NY 11559 Property Records

Nassau County and Hempstead Town property record for 41 Lawrence Ave, Lawrence, NY 11559

Property Summary

Property Type	Single Family Home
Details	14 ba · 10,276 sqft · built 2024
Lot Size	0.487 acres (21,201 sqft)
Owner	2 Individual Names on File
Last Sale	$1,390,000 (Oct 2010)
Tax Bill	$13,646 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40-190-00-0030`

Property Details

APN / Parcel Number

Primary APN	`40-190-00-0030`
Alternative APNs	`2023-40-190-00-0030-0` `40190000030000000000` `282023 40.-190-30` `40190 00300`

Interior

Full Baths	14 Baths
Half Baths	2 Half Baths
Total Rooms	17 Rooms
Stories	2 Stories
Building Area	10,276 sqft Living Area
Gross Area	11,350 sqft
1st Floor Area	3,617 sqft
Basement Area	1,074 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Roof Material	Other
Lot Area	21,201 sqft (0.487 acres)
Lot Dimensions	144 ft deep x 107 ft wide
Garage Area	440 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	355 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	40190 00300
Street Address	41 LAWRENCE AVE
City	LAWRENCE
State	NY
Zip	11559-1446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN #1 SCH DIST 015
Legal Block	190
Legal Lot Number	30
Jurisdiction	NASSAU NY
Township / Civil Division	HEMPSTEAD
Census Block Group	3
Census Block	3006
Census Tract	411600

Owner

41 Lawrence Ave is owned and occupied by two individuals who bought it in October 2010.

Source: Nassau County and Hempstead Town records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41 LAWRENCE AVE, LAWRENCE, NY 11559-1446
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2024	Deed of Trust, Mortgage · Conventional Mortgage BMO BANK NA
Sep 25, 2019	Deed of Trust, Mortgage · ARM CROSS COUNTRY MORTGAGE INC
Sep 9, 2019	Loan Modification, Consolidation and Extension, Mortgage CROSS CNTRY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2010 · Amount on File
Deed Sale	Oct 26, 2010 · Amount on File
Prior Sale	Jul 28, 2006 · Amount on File
Deed Book / Page	12663 / 175
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	41 LAWRENCE AVE, LAWRENCE, NY 11559-1446
Transaction Type	Mortgage
Record Updated	May 18, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 LAWRENCE AVE, LAWRENCE, NY 11559-1436

Mortgage

Document Number	M478050058
Date	Dec 31, 2024
Book Page	M47805/58
Instrument	2024-80485

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Dec 1, 2034
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11%
Index	SOFR Average 30-Day
Max Rate	11%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	41 LAWRENCE AVE, LAWRENCE, NY 11559-1446
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0436920850
Date	Sep 25, 2019
Book Page	43692/850
Instrument	2019-082631

Lender

Name	CROSS COUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.88%
Index	1-Year LIBOR

September 2019: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	NASSAU NY
Property Address	41 LAWRENCE AVE, LAWRENCE, NY 11559-1446
Document Number	0437840966
Instrument Date	Sep 9, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 LAWRENCE AVE LAWRENCE NY 115591446, LAWRENCE, NY 11559-1446

Mortgage

Document Number	0437840966
Date	Nov 4, 2019
Book Page	043784/000966
Instrument	97187

Lender

Name	CROSS CNTRY MTG
Type	Mortgage Company
Address	6850 MILLER RD, BRECKSVILLE, OH 44141-3222

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 41 Lawrence Ave was $13,646.

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Hempstead Town
Municipality	Lawrence Village
Unified School District	Lawrence Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$938 (-) Land $938	$938,000 (-)
2025	$13,646.00	$938 Land $938	$938,000
2023	$15,550.00 Additional exemption filed	$1,193 Land $815 Building $378	$1,193,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 41 Lawrence Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 163 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	163 in force
Nearby Flood Claims	160 (1978–2024)
Claims Outside the SFHA	85 of 160
Most Recent Claim	Oct 2024 · tidal / storm surge
Claims by Event	Severe Storm And Flooding, Sep 2023 · 6 claims Hurricane Sandy, Oct 2012 · 96 claims Hurricane Irene, Aug 2011 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Lawrence Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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