41 Laurel Leaf Dr, Gales Ferry, CT 06335 Property Records

Ledyard Town property record for 41 Laurel Leaf Dr, Gales Ferry, CT 06335

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,144 sqft · built 1960
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on File
Last Sale	$399,900 (Aug 2025)
Tax Bill	$6,484 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2025 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`118090`

Property Details

APN / Parcel Number

Primary APN	`118090`
Alternative APNs	`LEDY M:92 B:1250 L:41` `M:0092 B:1250 L:00041`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	2,488 sqft
Basement Area	1,056 sqft
Finished Basement	1,056 sqft
Unfinished Basement	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	118090
Street Address	41 LAUREL LEAF DR
City	GALES FERRY
State	CT
Zip	06335-1618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Block	1250
Legal Lot Number	41
Jurisdiction	LEDYARD CT
Township / Civil Division	LEDYARD
Census Block Group	4
Census Block	4007
Census Tract	701200

Owner

41 Laurel Leaf Dr is owned and occupied by an individual who bought it in August 2025.

Source: Ledyard Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	41 LAUREL LEAF DR, GALES FERRY, CT 06335-1618
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Balloon Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 26, 2025	Warranty Deed, Transfer · Line of Credit CHARTER OAK FCU
Feb 22, 2021	Warranty Deed, Transfer · Balloon Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2025 · Amount on File
Deed Sale	Aug 26, 2025 · Amount on File
Prior Sale	Apr 15, 2016 · Amount on File
Deed Document Number	20251774
Deed Book / Page	657 / 997
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEDYARD CT
Property Address	41 LAUREL LEAF DR, GALES FERRY, CT 06335-1618
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000600-46
Date	Feb 22, 2021
Book Page	600/46
Instrument	2021000440

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEDYARD CT
Recording Date	Aug 26, 2025
Property Address	41 LAUREL LEAF DR, GALES FERRY, CT 06335-1618
Document Number	000657-997
Book / Page	657 / 997
Instrument Date	Aug 22, 2025
Instrument	2025001774
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025001775
Date	Aug 26, 2025
Instrument	2025001775

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Sep 1, 2030
Index	1-Year CMT

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEDYARD CT
Recording Date	Feb 22, 2021
Property Address	41 LAUREL LEAF DR, GALES FERRY, CT 06335-1618
Document Number	600-44
Book / Page	600 / 44
Instrument Date	Feb 16, 2021
Instrument	2021000439
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	600-46
Date	Feb 22, 2021
Book Page	600/46
Instrument	2021000440

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 41 Laurel Leaf Dr was $6,484, up 5.6% from the year before.

Source: Ledyard Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ledyard Town
Unified School District	Ledyard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,484.00 (+5.64%)	$251,500 (+52.18%) Land $49,000 Building $202,500	$386,207 (+233.83%)
2025	$6,138.00	$165,270 Land $46,690 Building $118,580	$115,689 Land $32,683 Building $83,006
2024	$6,138.00 (+7.46%)
2023	$5,712.00 (+2.2%)	$165,270 (-) Land $46,690 Building $118,580
2022	$5,589.00	$165,270 Land $46,690 Building $118,580

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 41 Laurel Leaf Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Laurel Leaf Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA, TOWER-FERRY VIEW DIVISION serves 2,567 people · EPA ID CT0720041
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2026) action level 15 ppb
Copper	1.8 mg/L (2019–2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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