Essex County and Saugus Town property record for 41 Lake Cir, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,090 sqft · built 2005 |
| Lot Size | 0.201 acres (8,760 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $347,000 (Jun 2010) |
| Tax Bill | $7,367 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:011-E B:0005 L:0023 |
| Primary APN | SAUG M:011-E B:0005 L:0023 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,090 sqft Living Area |
| Gross Area | 2,603 sqft |
| 1st Floor Area | 1,193 sqft |
| Basement Area | 1,150 sqft |
| Unfinished Basement | 253 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,760 sqft (0.201 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 9374000 |
|---|---|
| Street Address | 41 LAKE CIR |
| City | SAUGUS |
| State | MA |
| Zip | 01906-2063 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Subdivision | LILY POND PARK |
| Legal Block | 5 |
| Legal Lot Number | 23 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 208301 |
41 Lake Cir is owned and occupied by two individuals who bought it in June 2010.
Source: Essex County and Saugus Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 41 LAKE CIR, SAUGUS, MA 01906-2063 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2010 · Amount on File |
| Deed Sale | Jun 30, 2010 · Amount on File |
| Prior Sale | Jan 21, 1988 · Amount on File |
| Deed Book / Page | 29573 / 111 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 41 Lake Cir was $7,367, up 4.4% from the year before.
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,367.00 (+4.38%) | $707,000 (+6.98%) Land $341,700 Building $365,300 | $838,455 (+20.19%) |
| 2025 | $7,058.00 (+4.1%) | $660,900 (+3.82%) Land $310,700 Building $350,200 | $697,585 |
| 2024 | $6,780.00 (+3.13%) | $636,600 (+9.04%) Land $292,900 Building $343,700 | |
| 2023 | $6,574.00 | $583,800 Land $257,400 Building $326,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 Lake Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 Lake Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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