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41 Laguna Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 41 Laguna Rd, Palmyra, VA 22963

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,125 sqft · built 1988
Lot Size0.367 acres (15,987 sqft)
OwnerIndividual Name on File
Last Sale$176,999 (Feb 2018)
Tax Bill$1,926 (2025)
Deeds & MortgagesFeb 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18A 9 296

Property Details

APN / Parcel Number

Primary APN18A 9 296
Alternative APN
  • 8656

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,125 sqft Living Area
Gross Area2,956 sqft
1st Floor Area1,125 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2000
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,987 sqft (0.367 acres)
TerrainRolling
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area246 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8656
Street Address41 LAGUNA RD
CityPALMYRA
StateVA
Zip22963-2419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionINST 180000454 KNOLLWOOD-9 LOT 296 16,000 SF
Legal SubdivisionLAKE MONTICELLO
Legal Block29
Legal Lot Number296
JurisdictionFLUVANNA VA
Township / Civil DivisionRIVANNA
Census Block Group1
Census Block1010
Census Tract20103

Owner

41 Laguna Rd is owned and occupied by an individual who bought it in February 2018.

Source: Fluvanna County records, as of June 25, 2026

Owner of RecordIndividual Name on File
Mailing Address41 LAGUNA RD, PALMYRA, VA 22963-2419
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 16, 2018 · Amount on File
Deed SaleFeb 16, 2018 · Amount on File
Deed Document Number2018454
Record UpdatedSep 20, 2026

February 2018: Deed, Transfer

Document TypeDeed
JurisdictionFLUVANNA VA
Recording DateFeb 16, 2018
Property Address41 LAGUNA RD, PALMYRA, VA 22963-2419
Document Number1800454
Map ReferencePB 94 PG 649
Instrument DateFeb 5, 2018
Instrument1800454
Transaction TypeTransfer
Record UpdatedJul 6, 2021
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 LAGUNA RD, PALMYRA, VA 22963-2419

Mortgage

Document Number1800455
DateFeb 16, 2018
Instrument1800455
Lender
NameMOVEMENT MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 41 Laguna Rd was $1,926.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFluvanna County
Unified School DistrictFluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$255,100 (-) Land $30,000 Building $225,100$255,100 (-) Land $30,000 Building $225,100
2025$1,926.00$255,100 Land $30,000 Building $225,100$255,100 Land $30,000 Building $225,100
2023$180,100 Land $30,000 Building $150,100$180,100 Land $30,000 Building $150,100
2022$1,520.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Laguna Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Laguna Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE MONTICELLO
private · serves 12,943 people · EPA ID VA2065480
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Firefly Fiber Broadband
Fiber		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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