41 Kyle Ct, Mission Viejo (Ladera Ranch), CA 92694 Property Records

Orange County property record for 41 Kyle Ct, Mission Viejo, CA 92694

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,681 sqft · built 1999
Lot Size	0.076 acres (3,288 sqft)
Owner	Individual Name on File
Last Sale	$920,000 (Oct 2021)
Tax Bill	$11,860 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Nov 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`759-271-18`

Property Details

APN / Parcel Number

Primary APN	`759-271-18`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,681 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	3,288 sqft (0.076 acres)
Garage Area	367 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	41 KYLE CT
City	LADERA RANCH
State	CA
Zip	92694-0202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 15616 BLK LOT 18
Legal Subdivision	TRACT NO 15616
Legal Tract	15616
Legal Lot Number	18
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	2
Census Block	2007
Census Tract	32057

Owner

41 Kyle Ct is owned and occupied by an individual who bought it in October 2021.

Source: Orange County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	41 KYLE CT, LADERA RANCH, CA 92694-0202
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 28, 2017	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Feb 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jul 21, 2020	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2021 · Amount on File
Deed Sale	Oct 5, 2021 · Amount on File
Prior Sale	Dec 29, 2004 · Amount on File
Deed Document Number	2021612967
Record Updated	Oct 29, 2026

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 5, 2021
Property Address	41 KYLE CT, MISSION VIEJO, CA 92694-0202
Document Number	0000612967
Map Reference	MB 787 PG 39-42
Instrument Date	Sep 10, 2021
Instrument	2021000612967
Transaction Type	Transfer
Record Updated	Oct 15, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	41 KYLE CT, LADERA RANCH, CA 92694-0202

Mortgage

Document Number	0000612968
Date	Oct 5, 2021
Instrument	2021000612968

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	41 KYLE CT, MISSION VIEJO, CA 92694-0202
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000509980
Date	Nov 28, 2017
Instrument	2017000509980

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	41 KYLE CT, MISSION VIEJO, CA 92694-0202
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SYNRGO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077690
Date	Feb 24, 2020
Instrument	2020000077690

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	41 KYLE CT, MISSION VIEJO, CA 92694-0202
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000347492
Date	Jul 21, 2020
Instrument	2020000347492

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 41 Kyle Ct was $11,860.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$995,837 (+2%) Land $765,076 Building $230,761
2025	$11,860.00	$976,311 Land $750,074 Building $226,237
2023	$11,423.00 (+1.85%)	$938,400 Land $720,948 Building $217,452
2022	$11,216.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 41 Kyle Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Kyle Ct is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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