Penobscot County and Hermon Town property record for 41 Kelley Rd, Hermon, ME 04401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,568 sqft · built 2020 |
| Lot Size | 2.01 acres (87,556 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,248 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Feb 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | M:059 B:018 L:000 |
| Primary APN | M:059 B:018 L:000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Ranch |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 87,556 sqft (2.01 acres) |
| Heating System | Hot Water |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 2922 |
|---|---|
| Street Address | 41 KELLEY RD |
| City | HERMON |
| State | ME |
| Zip | 04401-0855 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDE |
| Legal Block | 18 |
| Legal Lot Number | T |
| Jurisdiction | HERMON ME |
| Township / Civil Division | HERMON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 10000 |
Source: Penobscot County and Hermon Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 41 KELLEY RD, HERMON, ME 04401-0855 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 5, 2025 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Feb 15, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance DISCOVER BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERMON ME |
| Property Address | 41 KELLEY RD, HERMON, ME 04401-0855 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0176880281 |
|---|---|
| Date | Nov 5, 2025 |
| Book Page | 17688/281 |
| Instrument | 31258 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERMON ME |
| Property Address | 41 KELLEY RD, HERMON, ME 04401-0855 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0167550152 |
|---|---|
| Date | Feb 15, 2023 |
| Book Page | 16755/152 |
| Instrument | 3088 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2038 |
Source: Penobscot County and Hermon Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| County Subdivision | Hermon Town |
| Unified School District | Hermon (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,248.00 (+26.2%) | $358,500 (+16.09%) Land $52,900 Building $305,600 |
| 2024 | $3,366.00 (+1.54%) | $308,800 (+9.46%) Land $47,100 Building $261,700 |
| 2023 | $3,315.00 (+12.68%) | $282,100 (+14.12%) Land $43,900 Building $238,200 |
| 2022 | $2,942.00 | $247,200 Land $39,000 Building $208,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2010 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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