41 Joyce Rd, Tenafly, NJ 07670 Property Records

Bergen County and Tenafly Borough property record for 41 Joyce Rd, Tenafly, NJ 07670

Property Summary

Property TypeSingle Family Home
Details3,493 sqft · built 2020
Lot Size0.276 acres (12,001 sqft)
Owner2 Individual Names on File
Last Sale$670,018 (Oct 2020)
Tax Bill$37,611 (2025)
Deeds & MortgagesOct 2021 Mortgage
Oct 2020 Sale & Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN61-00803-0000-00017

Property Details

APN / Parcel Number

Primary APN61-00803-0000-00017
Alternative APNs
  • 6100045000000017
  • 610080300017

Interior

Stories2 Stories
Building Area3,493 sqft Living Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleColonial
Exterior MaterialStucco
Lot Area12,001 sqft (0.276 acres)
Lot Dimensions100 ft deep x 120 ft wide
Garage TypeDetached

Location & Zoning

Old Parcel Number6100045000000017
Street Address41 JOYCE RD
CityTENAFLY
StateNJ
Zip07670-2505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal Description120X100
Legal SubdivisionCOUNTRY CLUB GARDENS ADD
Legal Block803
Legal Lot Number17
JurisdictionBERGEN NJ
Township / Civil DivisionTENAFLY
Census Block Group2
Census Block2005
Census Tract55201

Owner

41 Joyce Rd is owned and occupied by two individuals who bought it in October 2020.

Source: Bergen County and Tenafly Borough records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address41 JOYCE RD, TENAFLY, NJ 07670-2505
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
RESIDENTIAL HOME MORTGAGE CORP
Oct 23, 2020Deed, Construction Loan · Construction Mortgage
USALLIANCE FCU
Mar 4, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 23, 2020 · Amount on File
Deed SaleOct 23, 2020 · Amount on File
Deed Document Number2020108755
Deed Book / Page3784 / 1482
Prior Transfer DateFeb 7, 2019
Prior Transfer Doc0031910731
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address41 JOYCE RD, TENAFLY, NJ 07670-2505
Transaction TypeMortgage
Record UpdatedSep 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0044060356
DateOct 6, 2021
Book Page4406/356
Instrument2021154295
Lender
NameRESIDENTIAL HOME MORTGAGE CORP
TypeMortgage Company
AddressHAMPTON, NJ 08827
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term358 Months
DueAug 1, 2051

October 2020: Deed, Construction Loan

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateOct 23, 2020
Property Address41 JOYCE RD, TENAFLY, NJ 07670-2505
Document Number0037841482
Book / Page3784 / 1482
Instrument DateSep 16, 2020
Instrument20-108755
Transaction TypeConstruction Loan
Record UpdatedSep 27, 2022
Title CompanyWFG NATIONAL TITLE INS CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,932.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address112 5TH ST, 112, WOOD RIDGE, NJ 07075-2130

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 JOYCE RD, TENAFLY, NJ 07670-2505

Mortgage

Document Number0020108756
DateOct 23, 2020
Instrument20-108756
Lender
NameUSALLIANCE FCU
TypeCredit Union
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term372 Months
DueOct 1, 2051
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateOct 1, 2031
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8.25%
Index1-Year LIBOR
Max Rate8.25%

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBERGEN NJ
Recording DateMar 4, 2019
Property Address41 JOYCE RD, TENAFLY, NJ 07670-2505
Document Number0031910731
Book / Page003191 / 000731
Instrument DateFeb 7, 2019
Instrument14346
Transaction TypeTransfer
Record UpdatedMar 13, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address41 JOYCE RD TENAFLY NJ 076702505, TENAFLY, NJ 07670-2505

Tax Assessment & Valuation

The 2025 property tax bill for 41 Joyce Rd was $37,611, up 4.6% from the year before.

Source: Bergen County and Tenafly Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityTenafly Borough
Unified School DistrictTenafly Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,265,100 (-) Land $441,000 Building $824,100$1,265,100 (-) Land $441,000 Building $824,100
2025$37,611.00 (+4.65%)$1,265,100 Land $441,000 Building $824,100$1,265,100 Land $441,000 Building $824,100
2024$35,941.00
2023$1,265,100 Land $441,000 Building $824,100$1,265,100 Land $441,000 Building $824,100
2022$34,220.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Joyce Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims4 (2021–2022)
Most Recent ClaimJul 2022 · river or lake flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Joyce Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 89% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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