Barnstable County and Barnstable Town City property record for 41 Joyce Anne Rd, Centerville, MA 02632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,741 sqft · built 1978 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $860,000 (Dec 2023) |
| Tax Bill | $6,200 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jan 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CENT M:209 L:115 |
| Primary APN | CENT M:209 L:115 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,741 sqft Living Area |
| Gross Area | 4,349 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 129239 |
|---|---|
| Street Address | 41 JOYCE ANNE RD |
| City | CENTERVILLE |
| State | MA |
| Zip | 02632-2905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Subdivision | APPLE-WOOD |
| Legal Lot Number | 115 |
| Jurisdiction | BARNSTABLE MA |
| Township / Civil Division | BARNSTABLE TOWN |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 12700 |
41 Joyce Anne Rd is owned and occupied by two individuals who bought it in December 2023.
Source: Barnstable County and Barnstable Town City records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 41 JOYCE ANNE RD, CENTERVILLE, MA 02632-2905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2026 | Deed of Trust, Mortgage · Line of Credit CAPE COD FIVE CENTS SAVINGS BANK |
| Jan 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CAPE COD FIVE CENTS SAVINGS BANK |
| Nov 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK |
| Nov 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK |
| Dec 20, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAPE COD FIVE CENTS SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2023 · Amount on File |
| Deed Sale | Dec 20, 2023 · Amount on File |
| Prior Sale | Oct 29, 2007 · Amount on File |
| Deed Document Number | 202351277 |
| Deed Book / Page | 36146 / 270 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTERVILLE MA |
| Recording Date | Aug 19, 2026 |
| Property Address | 41 JOYCE ANNE RD, CENTERVILLE, MA 02632-2905 |
| Document Number | 0000034257 |
| Book / Page | 37806 / 288 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 202634257 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 41 JOYCE ANNE RD, CENTERVILLE, MA 02632-2905 |
| Document Number | 0000034257, |
|---|---|
| Date | Aug 19, 2026 |
| Book Page | 37806/288 |
| Instrument | 202634257 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTERVILLE MA |
| Property Address | 41 JOYCE ANNE RD, CENTERVILLE, MA 02632-2905 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0037419-55 |
|---|---|
| Date | Jan 16, 2026 |
| Book Page | 37419/55 |
| Instrument | 2019 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTERVILLE MA |
| Property Address | 41 JOYCE ANNE RD, CENTERVILLE, MA 02632-2905 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 034641-334 |
|---|---|
| Date | Nov 8, 2021 |
| Book Page | 34641/334 |
| Instrument | 73077 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTERVILLE MA |
| Property Address | 41 JOYCE ANNE RD, CENTERVILLE, MA 02632-2905 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 034641-315 |
|---|---|
| Date | Nov 8, 2021 |
| Book Page | 34641/315 |
| Instrument | 73076 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CENTERVILLE MA |
| Recording Date | Dec 20, 2023 |
| Property Address | 41 JOYCE ANNE RD, CENTERVILLE, MA 02632-2905 |
| Document Number | 036146-270 |
| Book / Page | 36146 / 270 |
| Instrument Date | Dec 20, 2023 |
| Instrument | 51277 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 41 JOYCE ANNE RD, CENTERVILLE, MA 02632-2905 |
| Document Number | 0000051278 |
|---|---|
| Date | Dec 20, 2023 |
| Instrument | 51278 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 41 Joyce Anne Rd was $6,200, up 5% from the year before.
Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| Municipality | Barnstable Town City |
| Unified School District | Barnstable School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,200.00 (+5.01%) | $766,400 (+1.38%) Land $258,800 Building $507,600 | $830,205 |
| 2024 | $5,904.00 (+3.43%) | $756,000 (+10.46%) Land $258,800 Building $497,200 | |
| 2023 | $5,708.00 | $684,400 Land $256,100 Building $428,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 Joyce Anne Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1978–2017) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 Joyce Anne Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people · EPA ID MA4020002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 31 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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