41 Joy Ln, Fairmont, WV 26554 Property Records

Marion County property record for 41 Joy Ln, Fairmont, WV 26554

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,352 sqft · built 2011
Lot Size	0.533 acres (23,261 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Oct 2022)
Tax Bill	$1,519 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-13C-0089.0001`

Property Details

APN / Parcel Number

Primary APN	`09-13C-0089.0001`
Alternative APN	`24-09-13C-0089.0001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft
Family Room	Family Room

Exterior

Year Built	Built 2011
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	23,261 sqft (0.533 acres)
Lot Dimensions	127 ft deep x 186 ft wide
Terrain	Above Road/Slope
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	41 JOY LN
City	FAIRMONT
State	WV
Zip	26554-8517
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LT 1 (0.53 AC) NR BIG TREE DR (PLAT 1072-336)
Legal Lot Number	1
Jurisdiction	MARION WV
Township / Civil Division	PALATINE
Census Block Group	1
Census Block	1011
Census Tract	21202

Owner

41 Joy Ln, a mobile home, is owned and occupied by an individual who bought it in October 2022.

Source: Marion County records, as of November 21, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	41 JOY LN, FAIRMONT, WV 26554-8517
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2017	Deed of Trust, Mortgage · Line of Credit FAIRMONT FCU
Oct 3, 2022	Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2022 · Amount on File
Deed Sale	Oct 3, 2022 · Amount on File
Deed Document Number	202200013236
Deed Book / Page	1309 / 272
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION WV
Property Address	41 JOY LN, FAIRMONT, WV 26554-8517
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01181/0210
Date	Oct 16, 2017
Book Page	1181/0210
Instrument	201700013893

Lender

Name	FAIRMONT FCU
Type	Credit Union
Address	FAIRMONT, WV 26555

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Sep 28, 2042

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MARION WV
Recording Date	Oct 3, 2022
Property Address	41 JOY LN, FAIRMONT, WV 26554-8517
Document Number	001309/272
Book / Page	1309 / 272
Map Reference	MB 1072 PG 333
Instrument Date	Sep 30, 2022
Instrument	202200013236
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	001311/162
Date	Oct 3, 2022
Book Page	1311/162
Instrument	202200013237

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 41 Joy Ln was $1,519.

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,519.00	$122,280 Land $22,980 Building $99,300	$203,800 Land $38,300 Building $165,500
2023	$1,380.00 (+5.75%)	$111,720 (+5.92%) Land $21,420 Building $90,300	$186,200 (+5.92%) Land $35,700 Building $150,500
2022	$1,305.00	$105,480 Land $21,420 Building $84,060	$175,800 Land $35,700 Building $140,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 41 Joy Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Joy Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRMONT serves 30,586 people · EPA ID WV3302502
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, Verizon.

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