41 Jones Dr, Schenectady, NY 12309 Property Records

Albany County and Colonie Town property record for 41 Jones Dr, Schenectady, NY 12309

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,284 sqft · built 1960
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$128,750 (Aug 2017)
Tax Bill$4,767 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Mar 2020 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN012689 7.18-1-54

Property Details

APN / Parcel Number

Primary APN012689 7.18-1-54
Alternative APNs
  • 268900701800010540000000
  • 00701800010540000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,284 sqft Living Area
1st Floor Area1,284 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRaised Ranch
Exterior MaterialWood
Lot Area7,405 sqft (0.17 acres)
Garage TypeBasement
Parking Spaces1 Parking Space
PorchSlab
Porch Area276 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00701800010540000000
Street Address41 JONES DR
CitySCHENECTADY
StateNY
Zip12309-3315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code04 - FARM
Legal DescriptionLOT 41 N-FARONE E-39 S-8-48
Legal SubdivisionLISHA KILL HOMES
Legal Block1
Legal Lot Number54.000
JurisdictionALBANY NY
Township / Civil DivisionCOLONIE
Census Block Group3
Census Block3003
Census Tract13802

Owner

Source: Albany County and Colonie Town records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address41 JONES DR, SCHENECTADY, NY 12309-3315
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2022Deed of Trust, Mortgage · Line of Credit
TRUSTCO BANK
Mar 4, 2020Deed of Trust, Mortgage · Line of Credit
TRUSTCO BANK
Aug 24, 2017Bargain and Sale Deed, Transfer · FHA Mortgage
PLAZA HOME MORTGAGE INC
Apr 25, 2017Trustee's Deed, Foreclosure
SERVICELINK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2017 · Amount on Record
Deed SaleAug 24, 2017 · Amount on Record
Prior SaleApr 25, 2017 · Amount on Record
Deed Document Number201720252
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address41 JONES DR, SCHENECTADY, NY 12309-3315
Transaction TypeMortgage
Record UpdatedSep 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008821
DateAug 12, 2022
InstrumentR2022-18821
Lender
NameTRUSTCO BANK
TypeBank
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueJul 29, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address41 JONES DR, SCHENECTADY, NY 12309-3315
Transaction TypeMortgage
Record UpdatedAug 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005153
DateMar 4, 2020
InstrumentR2020-05153
Lender
NameTRUSTCO BANK
TypeBank
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueFeb 13, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2017: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionALBANY NY
Recording DateAug 24, 2017
Property Address41 JONES DR, SCHENECTADY, NY 12309-3315
Document Number0000000252
Map ReferenceMAP3342 DR156
Instrument DateJun 26, 2017
InstrumentR2017-20252
Transaction TypeTransfer
Record UpdatedAug 19, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$516.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address350 AVE OF TH AMERICAS905, 350, NEW YORK, NY 10017

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 JONES DR, SCHENECTADY, NY 12309-3315

Mortgage

Document Number0000000253
DateAug 24, 2017
InstrumentR2017-20253
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
AddressWAKEFIELD, MA 01880
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

April 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionALBANY NY
Recording DateApr 25, 2017
Property Address41 JONES DR, SCHENECTADY, NY 12309-3315
Document Number0000009473
Instrument DateApr 4, 2017
Instrument9473
Transaction TypeForeclosure
Record UpdatedJul 24, 2017
Title CompanySERVICELINK

Transaction

AmountAmount Recorded
Tax$1,439.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address60 LIVINGSTON AVE ST PAUL MN 551072292, ST PAUL, MN 55107-2292
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionColonie Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,767.00 (+10.14%)$100,000 (-) Land $20,000 Building $80,000$228,800 (+16.68%) Land $45,760 Building $183,040
2023$100,000 (-) Land $20,000 Building $80,000$196,100 (+9.33%) Land $39,220 Building $156,880
2022$100,000 Land $20,000 Building $80,000$179,372 Land $35,874 Building $143,498
2021$4,328.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLATHAM WATER DISTRICT
serves 85,590 people · EPA ID NY0100198
Water SourceSurface water
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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