Black Hawk County property record for 41 John St, Waterloo, IA 50703
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2.5 ba · 1,884 sqft · built 1869 |
| Lot Size | 0.37 acres (16,125 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,052 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 8913-13-351-039 |
| Primary APN | 8913-13-351-039 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,884 sqft Total Area |
| 1st Floor Area | 928 sqft |
| Basement Area | 928 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1869 |
|---|---|
| Effective Year Built | Effective 1869 |
| Architectural Style | Duplex Single |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 16,125 sqft (0.37 acres) |
| Lot Dimensions | 125 ft deep x 148 ft wide |
| Porch | Porch |
| Porch Area | 147 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 41 JOHN ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-2549 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | AUD RAINBOWS PLAT OF BICKSLERS ADDITION WATERLOO PART OF LOT 39 BEG AT A PT ON E LINE HWY 63 SAID PT BEING 31.80 FT SE FROM |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 13 |
| Legal Subdivision | AUD RAINBOWS PLAT OF BICKSLERS |
| Legal Lot Number | 39 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 1701 |
Source: Black Hawk County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 41 JOHN ST, WATERLOO, IA 50703-2549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 41 JOHN ST, WATERLOO, IA 50703-2549 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 202300001370 |
|---|---|
| Date | Jul 25, 2022 |
| Instrument | 202300001370 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 5, 2052 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,052.00 (+16.89%) Homeowner's exemption | $77,030 (+17.67%) Land $11,490 Building $65,540 | $77,030 (+17.67%) Land $11,490 Building $65,540 |
| 2024 | $900.00 (-2.17%) | ||
| 2023 | $65,460 (+28.93%) Land $11,490 Building $53,970 | $65,460 (+28.93%) Land $11,490 Building $53,970 | |
| 2022 | $920.00 Homeowner's exemption | $50,770 Land $11,490 Building $39,280 | |
| 2021 | $50,770 Land $11,490 Building $39,280 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GigFire, Nextlink, T-Mobile.
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