41 Jacqueline Cir, O Fallon, MO 63368 Property Records

St. Charles County property record for 41 Jacqueline Cir, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,150 sqft · built 1994
Lot Size	0.7 acres (30,492 sqft)
Owner	Company Name on File
Last Sale	$155,000 (Feb 2023)
Tax Bill	$3,581 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A952000467`

Property Details

APN / Parcel Number

Primary APN	`A952000467`
Alternative APN	`2-0126-7111-00-0041.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,150 sqft Living Area
Gross Area	2,660 sqft
1st Floor Area	1,150 sqft
Basement Area	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,492 sqft (0.7 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	76 sqft
Deck Area	Deck Area
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A952000467
Street Address	41 JACQUELINE CIR
City	O FALLON
State	MO
Zip	63368-7883
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENSINGTON PL #4 LOT 41
Legal Subdivision	KENSINGTON PL #4
Legal Lot Number	41
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	2
Census Block	2002
Census Tract	311739

Owner

41 Jacqueline Cir is owned by a company that bought it in February 2023.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Company Name on File
Mailing Address	601 KNOLLSHIRE WAY, O FALLON, MO 63368-8378
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN HERITAGE LENDING INC
Aug 19, 2022	Deed of Trust, Mortgage · Line of Credit CNB ST LOUIS BANK
Feb 9, 2023	Quit Claim Deed, Transfer FREEDOM TITLE
Nov 3, 2021	Warranty Deed, Transfer FREEDOM TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2023 · Amount on File
Deed Sale	Feb 9, 2023 · Amount on File
Prior Sale	Nov 3, 2021 · Amount on File
Deed Document Number	20235062
Prior Transfer Date	Jul 7, 2022
Prior Transfer Doc	0000005062
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	41 JACQUELINE CIR, O FALLON, MO 63368-7883
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 KNOLLSHIRE WAY, O FALLON, MO 63368-8378

Mortgage

Document Number	0000007409
Date	Feb 18, 2026
Instrument	2026R-007409

Lender

Name	AMERICAN HERITAGE LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	41 JACQUELINE CIR, O FALLON, MO 63368-7883
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 KNOLLSHIRE WAY, O FALLON, MO 63368-8378

Mortgage

Document Number	0000046099
Date	Aug 19, 2022
Instrument	2022R-046099

Lender

Name	CNB ST LOUIS BANK
Type	Bank
Address	SAINT LOUIS, MO 63143

Agreement

Type	Line of Credit
Amount	Amount on Record

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 9, 2023
Property Address	41 JACQUELINE CIR, O FALLON, MO 63368-7883
Document Number	0000005062
Map Reference	MB 31 PG 309&400
Instrument Date	Jul 7, 2022
Instrument	2023R-005062
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 KNOLLSHIRE WAY, O FALLON, MO 63368-8378

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 3, 2021
Property Address	41 JACQUELINE CIR, O FALLON, MO 63368-7883
Document Number	0000090880
Map Reference	MB 31 PG 399&400
Instrument Date	Nov 1, 2021
Instrument	2021R-090880
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 KNOLLSHIRE WAY, O FALLON, MO 63368-8378

Tax Assessment & Valuation

The 2025 property tax bill for 41 Jacqueline Cir was $3,581, up 7.5% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,679 (-)	$293,050 (-) Land $60,000 Building $233,050
2025	$3,581.00 (+7.51%)	$55,679	$293,050 Land $60,000 Building $233,050
2024	$3,331.00
2023		$50,266
2022			$264,558 Land $48,000 Building $216,558

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 41 Jacqueline Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Jacqueline Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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