41 Irwin Ave, Middletown, NY 10940 Property Records

Orange County and Middletown City property record for 41 Irwin Ave, Middletown, NY 10940

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1918
Lot Size	0.123 acres (5,350 sqft)
Owner	Individual Name on Record
Last Sale	$132,500 (Oct 2015)
Tax Bill	$4,915 (2024)
Deeds & Mortgages	Mar 2022 Refinance Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`330900 32-3-5`

Property Details

APN / Parcel Number

Primary APN	`330900 32-3-5`
Alternative APNs	`090003200000030050000000` `1100002400` `32-3-5`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
Gross Area	1,416 sqft
1st Floor Area	624 sqft
2nd Floor Area	624 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1931
Architectural Style	Old Style
Exterior Material	Wood
Lot Area	5,350 sqft (0.123 acres)
Lot Dimensions	107 ft deep x 50 ft wide
Porch	Covered Porch
Porch Area	231 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1100002400
Street Address	41 IRWIN AVE
City	MIDDLETOWN
State	NY
Zip	10940-3227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	HORTON & SLAWSON
Legal Block	3
Legal Lot Number	5.000
Jurisdiction	ORANGE NY
Township / Civil Division	MIDDLETOWN
Census Block Group	3
Census Block	3004
Census Tract	1100

Owner

Source: Orange County and Middletown City records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	41 IRWIN AVE, MIDDLETOWN, NY 10940-3227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HUDSON VALLEY FCU
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage HUDSON VLY CU
Jul 21, 2020	Loan Modification, Mortgage · Conventional with PMI HUDSON VLY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2015 · Amount on Record
Deed Sale	Oct 23, 2015 · Amount on Record
Prior Sale	May 3, 2013 · Amount on Record
Deed Book / Page	13961 / 1125
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	41 IRWIN AVE, MIDDLETOWN, NY 10940-3227
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023229
Date	Mar 28, 2022
Book Page	15191/1246
Instrument	20220023229

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2042

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	41 IRWIN AVE, MIDDLETOWN, NY 10940-3227
Document Number	0000040038
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	HILL-N-DALE ABSTRACTERS INC.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 IRWIN AVE MIDDLETOWN NY 109403227, MIDDLETOWN, NY 10940-3227

Mortgage

Document Number	0000040038
Date	Aug 4, 2020
Book Page	014781/000685
Instrument	40038

Lender

Name	HUDSON VLY CU
Type	Credit Union
Address	POUGHKEEPSIE, NY 12603

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 3, 2035

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE NY
Property Address	41 IRWIN AVE, MIDDLETOWN, NY 10940-3227
Document Number	0000040039
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	HILL-N-DALE ABSTRACTERS INC.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 IRWIN AVE MIDDLETOWN NY 109403227, MIDDLETOWN, NY 10940-3227

Mortgage

Document Number	0000040039
Date	Aug 4, 2020
Book Page	014781/000703
Instrument	40039

Lender

Name	HUDSON VLY CU
Type	Credit Union
Address	POUGHKEEPSIE, NY 12603

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Aug 3, 2035

Interest

Rate	2.62%

Tax Assessment & Valuation

Source: Orange County and Middletown City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$17,700 (-) Land $5,700 Building $12,000	$201,400 (+13.79%)
2024	$4,915.00
2023		$17,700 (-) Land $5,700 Building $12,000	$177,000 (+16.99%) Land $57,000 Building $120,000
2022		$17,700 Land $5,700 Building $12,000	$151,300 Land $48,724 Building $102,576

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY serves 30,000 people · EPA ID NY3503534
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Optimum, T-Mobile.

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