41 Irving St, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 41 Irving St, Winchester, MA 01890

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,633 sqft · built 1891
Lot Size	0.191 acres (8,303 sqft)
Owner	2 Individual Names on File
Last Sale	$840,000 (Feb 2022)
Tax Bill	$11,585 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WINC M:011 B:0175 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:011 B:0175 L:0`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,633 sqft Living Area
Gross Area	4,776 sqft
Basement Area	1,137 sqft
Unfinished Basement	1,137 sqft

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1891
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,303 sqft (0.191 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	41 IRVING ST
City	WINCHESTER
State	MA
Zip	01890-1249
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RG
Legal Block	175
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	2
Census Block	2004
Census Tract	338100

Owner

41 Irving St, a duplex, is owned by two individuals who bought it in February 2022.

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41 GEORGE RD, WINCHESTER, MA 01890-1121
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage POLI MORTGAGE GROUP INC
Oct 30, 2019	Quit Claim Deed, Transfer · ARM WINCHESTER COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2022 · Amount on File
Deed Sale	Feb 28, 2022 · Amount on File
Prior Sale	Oct 1, 1990 · Amount on File
Deed Document Number	202231155
Deed Book / Page	79750 / 514
Record Updated	Oct 29, 2026

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Feb 28, 2022
Property Address	41 IRVING ST, WINCHESTER, MA 01890-1249
Document Number	079750-514
Book / Page	79750 / 514
Instrument Date	Feb 28, 2022
Instrument	31155
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	41 IRVING ST, WINCHESTER, MA 01890-1249

Mortgage

Document Number	0000031156
Date	Feb 28, 2022
Instrument	31156

Lender

Name	POLI MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Oct 30, 2019
Property Address	41 IRVING ST, WINCHESTER, MA 01890-1249
Document Number	73555-552
Book / Page	73555 / 552
Instrument Date	Oct 25, 2019
Instrument	168391
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 IRVING ST, WINCHESTER, MA 01890-1249

Mortgage

Document Number	73555-555
Date	Oct 30, 2019
Book Page	73555/555
Instrument	168392

Lender

Name	WINCHESTER COOPERATIVE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	Oct 25, 2024

Tax Assessment & Valuation

The 2026 property tax bill for 41 Irving St was $11,585, up 4.3% from the year before.

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,585.00 (+4.26%)	$1,045,600 (+4.35%) Land $636,300 Building $409,300	$1,049,734
2025	$11,112.00 (+2.34%)	$1,002,000 (+4.56%) Land $604,400 Building $397,600
2024	$10,858.00 (+1.73%)	$958,300 (+5.95%) Land $572,600 Building $385,700
2023	$10,673.00	$904,500 Land $524,900 Building $379,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Irving St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	11 (1978–2023)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims Severe Storms And Flooding, Mar 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Irving St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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