41 Howell Dr, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 41 Howell Dr, Smithtown, NY 11787

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,023 sqft · built 1956
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$420,000 (Sep 2007)
Tax Bill$9,218 (2024)
Deeds & MortgagesOct 2021 Refinance
Feb 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN473489 82.-4-20

Property Details

APN / Parcel Number

Primary APN473489 82.-4-20
Alternative APNs
  • 0800-082.00-04.00-020.000
  • 348908200000040200000000
  • 47340019847

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,023 sqft Living Area
Gross Area1,504 sqft
1st Floor Area1,023 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Exterior MaterialComposition/Composite
Lot Area10,890 sqft (0.25 acres)
View / LotSuburban
Garage TypeAttached
Garage Area481 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address41 HOWELL DR
CitySMITHTOWN
StateNY
Zip11787-2246
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description7-277401 TC-70 *2427 LOT 72 EAST HILLS EST SEC 1
Legal SubdivisionMAP EAST HILL ESTATES SEC 1
Legal Block4
Legal Lot Number20
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group3
Census Block3009
Census Tract135002

Owner

41 Howell Dr is owned and occupied by an individual who bought it in September 2007.

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address41 HOWELL DR, SMITHTOWN, NY 11787-2246
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
WELLS FARGO BANK NA
Feb 2, 2023Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 10, 2007 · Amount on File
Deed SaleSep 10, 2007 · Amount on File
Prior SaleNov 26, 2003 · Amount on File
Deed Book / Page12521 / 542
Prior Transfer DateMar 25, 1999
Prior Transfer Doc1195000960
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address41 HOWELL DR, SMITHTOWN, NY 11787-2246
Transaction TypeMortgage
Record UpdatedApr 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0233380281
DateOct 22, 2021
Book Page23338/281
InstrumentDM041697
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueNov 1, 2051

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address41 HOWELL DR, SMITHTOWN, NY 11787-2246
Transaction TypeMortgage
Record UpdatedApr 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0234790970
DateFeb 2, 2023
Book Page23479/970
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term277 Months
DueMar 1, 2046
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictSmithtown Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,855 Land $300 Building $3,555$481,875 Land $37,500 Building $444,375
2024$9,218.00
2023$3,855 Land $300 Building $3,555$4,431 Land $345 Building $4,086

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 41 Howell Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1979–1981)
Claims Outside the SFHA2 of 4
Most Recent ClaimFeb 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Howell Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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