41 Hilltop Rd, Earleville, MD 21919 Property Records

Cecil County property record for 41 Hilltop Rd, Earleville, MD 21919

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,289 sqft · built 2004
Lot Size	0.202 acres (8,799 sqft)
Owner	Individual Name on File
Last Sale	$439,000 (Jun 2026)
Tax Bill	$2,962 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`01-019295`

Property Details

APN / Parcel Number

Primary APN	`01-019295`
Alternative APNs	`1019295` `019295`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,289 sqft Total Area
Basement Area	951 sqft
Finished Basement	951 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,799 sqft (0.202 acres)
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Space Heater
Sewer	Connected

Location & Zoning

Account Number	019295
Street Address	41 HILLTOP RD
City	EARLEVILLE
State	MD
Zip	21919-1205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR
Legal Description	LOT 178 - .202 ACRE 41 HILLTOP ROAD HACKS POINT
Legal Subdivision	HACKS POINT
Legal Lot Number	178
Jurisdiction	CECIL MD
Township / Civil Division	1, CECILTON
Census Block Group	1
Census Block	1030
Census Tract	30100

Owner

41 Hilltop Rd is owned and occupied by an individual who bought it in June 2026.

Source: Cecil County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	41 HILLTOP RD, EARLEVILLE, MD 21919-1205
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed, Transfer · FHA Mortgage ATLANTIC COAST MORTGAGE
Jun 3, 2026	Deed, Transfer · FHA Mortgage ATLANTIC COAST MORTGAGE
Nov 17, 2022	Correction Deed KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC
Jul 22, 2022	Deed, Transfer · FHA Mortgage MERIDIAN BANK
Nov 17, 2022	Correction Deed KIRSH TITLE SERVICES
Dec 28, 2021	Deed, Transfer · Conventional Mortgage SHALLCROSS MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2026 · Amount on File
Deed Sale	Jun 3, 2026 · Amount on File
Prior Sale	Nov 16, 2022 · Amount on File
Deed Book / Page	5794 / 211
Prior Transfer Date	Mar 30, 2007
Prior Transfer Doc	0023320060
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jun 3, 2026
Property Address	41 HILLTOP RD, EARLEVILLE, MD 21919-1205
Document Number	0057940211
Book / Page	5794 / 211
Instrument Date	May 19, 2026
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	EQUITABLE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$443,390.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 HILLTOP RD, EARLEVILLE, MD 21919-1205

Mortgage

Document Number	5794000219,
Date	Jun 3, 2026
Book Page	5794/219

Lender

Name	ATLANTIC COAST MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

Mortgage

Document Number	5794000238,
Date	Jun 3, 2026
Book Page	5794/238

Lender

Name	ATLANTIC COAST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	10 Months
Due	Jun 1, 2036

Interest

Rate	6.23%
Max Rate	-1%

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jun 3, 2026
Property Address	41 HILLTOP RD, EARLEVILLE, MD 21919-1205
Document Number	5794000211
Book / Page	5794 / 211
Instrument Date	May 19, 2026
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	EQUITABLE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$443,390.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 HILLTOP RD, EARLEVILLE, MD 21919-1205

Mortgage

Document Number	5794000219,
Date	Jun 3, 2026
Book Page	5794/219

Lender

Name	ATLANTIC COAST MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0057940238,
Date	Jun 3, 2026
Book Page	5794/238

Lender

Name	ATLANTIC COAST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2036

Interest

Max Rate	-1%

November 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	CECIL MD
Recording Date	Nov 17, 2022
Property Address	41 HILLTOP RD, EARLEVILLE, MD 21919-1205
Document Number	0052610444
Book / Page	5261 / 444
Map Reference	MB 18 FO 524
Instrument Date	Oct 8, 2022
Record Updated	Nov 25, 2022
Title Company	KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3363, WILMINGTON, DE 19804-4363

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jul 22, 2022
Property Address	41 HILLTOP RD, EARLEVILLE, MD 21919-1205
Document Number	0052050045
Book / Page	5205 / 45
Map Reference	MB SRA 1 FO 2
Instrument Date	Jun 24, 2022
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	41 HILLTOP RD, EARLEVILLE, MD 21919-1205

Mortgage

Document Number	0005205050
Date	Jul 22, 2022
Instrument	5205-050

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

November 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	CECIL MD
Recording Date	Nov 17, 2022
Property Address	41 HILLTOP RD, EARLEVILLE, MD 21919-1205
Document Number	0052610448
Book / Page	5261 / 448
Map Reference	MB SRA1 FO 2
Instrument Date	Jun 24, 2022
Record Updated	Nov 25, 2022
Title Company	KIRSH TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 HILLTOP RD, EARLEVILLE, MD 21919-1205

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Dec 28, 2021
Property Address	41 HILLTOP RD, EARLEVILLE, MD 21919-1205
Document Number	0050700084
Book / Page	5070 / 84
Map Reference	LB HWL 18 FO 524
Instrument Date	Dec 8, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	SKYLINE ABSTRACT, SKYLIINE ABSTRACT

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 LEIGH CT, WILMINGTON, DE 19808-1402

Mortgage

Document Number	0000507088
Date	Dec 28, 2021
Instrument	5070/88

Lender

Name	SHALLCROSS MORTGAGE COMPANY INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 1, 2022

Tax Assessment & Valuation

The 2026 property tax bill for 41 Hilltop Rd was $2,962, up 27.7% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,962.00 (+27.67%)	$267,667 (+15.11%)	$302,800 (-) Land $62,100 Building $240,700
2025	$2,320.00 Homeowner's exemption	$232,533	$302,800 Land $62,100 Building $240,700
2023	$1,521.00	$195,700	$197,400 Land $62,100 Building $135,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 41 Hilltop Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (2003–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Apr 2024 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Hilltop Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Hilltop Rd

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