41 Highlands Ave, Springfield, NJ 07081 Property Records

Union County and Springfield Township property record for 41 Highlands Ave, Springfield, NJ 07081

Property Summary

Property Type	Single Family Home
Details	2,153 sqft · built 1957
Lot Size	0.482 acres (20,996 sqft)
Owner	2 Individual Names on File
Last Sale	$740,000 (Oct 2021)
Tax Bill	$18,806 (2025)
Deeds & Mortgages	May 2026 Line of Credit Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-03302-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`17-03302-0000-00018`
Alternative APNs	`1700180000000018` `170330200018`

Interior

Stories	1 Story
Building Area	2,153 sqft Living Area
1st Floor Area	2,153 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Wood
Lot Area	20,996 sqft (0.482 acres)
Lot Width	165 ft Width
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1700180000000018
Street Address	41 HIGHLANDS AVE
City	SPRINGFIELD
State	NJ
Zip	07081-3740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BALTUSROL TOP SEC D
Legal Block	3302
Legal Lot Number	18
Jurisdiction	UNION NJ
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2013
Census Tract	37601

Owner

41 Highlands Ave is owned and occupied by two individuals who bought it in October 2021.

Source: Union County and Springfield Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41 HIGHLANDS AVE, SPRINGFIELD, NJ 07081-3740
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Line of Credit KEARNY BANK
Oct 8, 2021	Deed, Transfer · Conventional Mortgage NEWREZ LLC
Jul 7, 2021	Deed, Transfer · Conventional Mortgage PRIME TIME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2021 · Amount on File
Deed Sale	Oct 8, 2021 · Amount on File
Prior Sale	Jul 7, 2021 · Amount on File
Deed Document Number	202110255
Deed Book / Page	6434 / 2046
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Recording Date	May 6, 2026
Property Address	41 HIGHLANDS AVE, SPRINGFIELD, NJ 07081-3740
Document Number	0000092178
Book / Page	15797 / 2234
Instrument Date	Apr 9, 2026
Instrument	202692178
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 HIGHLANDS AVE, SPRINGFIELD, NJ 07081-3740

Mortgage

Document Number	0000092178,
Date	May 6, 2026
Book Page	15797/2234
Instrument	202692178

Lender

Name	KEARNY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 15, 2041

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Oct 8, 2021
Property Address	41 HIGHLANDS AVE, SPRINGFIELD, NJ 07081-3740
Document Number	0064342046
Book / Page	6434 / 2046
Instrument Date	Sep 30, 2021
Instrument	10255
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,669.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 TREE TOP DR, 118, SPRINGFIELD, NJ 07081-3627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 HIGHLANDS AVE, SPRINGFIELD, NJ 07081-3740

Mortgage

Document Number	22555
Date	Oct 8, 2021
Instrument	22555

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jul 7, 2021
Property Address	41 HIGHLANDS AVE, SPRINGFIELD, NJ 07081-3740
Document Number	0064190951
Book / Page	6419 / 951
Instrument Date	Jun 25, 2021
Instrument	6629
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	RIDGEVIEW TITLE & SETMNTS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,094.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 HIGHLANDS AVE, 41, SPRINGFIELD, NJ 07081-3740

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 HIGHLANDS AVE, SPRINGFIELD, NJ 07081-3740

Mortgage

Document Number	0150040248
Date	Jul 7, 2021
Book Page	15004/248
Instrument	16031

Lender

Name	PRIME TIME MORTGAGE CORP
Type	Mortgage Company
Address	SPRINGFIELD, NJ 07081

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 41 Highlands Ave was $18,806, up 1.5% from the year before.

Source: Union County and Springfield Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Springfield Township
Unified School District	Springfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$780,000 (-) Land $312,900 Building $467,100	$780,000 (-) Land $312,900 Building $467,100
2025	$18,806.00 (+1.52%)	$780,000 Land $312,900 Building $467,100	$780,000 Land $312,900 Building $467,100
2024	$18,525.00
2023		$780,000 Land $312,900 Building $467,100	$780,000 Land $312,900 Building $467,100
2022	$16,918.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Highlands Ave in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	18 (1978–2025)
Claims Outside the SFHA	13 of 18
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Highlands Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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