41 Highland St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 41 Highland St, Gardner, MA 01440

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,376 sqft · built 2004
Lot Size	0.203 acres (8,850 sqft)
Owner	2 Individual Names on Record
Last Sale	$412,500 (Sep 2022)
Tax Bill	$6,768 (2026)
Deeds & Mortgages	Sep 2022 Sale May 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`M:R-26 B:0003 L:0026`

Property Details

APN / Parcel Number

Primary APN	`M:R-26 B:0003 L:0026`
Alternative APN	`GARD M:R27 B:18 L:26`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,376 sqft Living Area
Gross Area	3,704 sqft
Basement Area	648 sqft
Unfinished Basement	648 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,850 sqft (0.203 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	41 HIGHLAND ST
City	GARDNER
State	MA
Zip	01440-1338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	18
Legal Lot Number	26
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1033
Census Tract	707500

Owner

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 HIGHLAND ST, GARDNER, MA 01440-1338
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2022	Quit Claim Deed, Transfer
May 14, 2021	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2022 · Amount on Record
Deed Sale	Sep 29, 2022 · Amount on Record
Prior Sale	May 14, 2021 · Amount on Record
Deed Document Number	2022106392
Deed Book / Page	68279 / 278
Prior Transfer Date	Aug 23, 2022
Prior Transfer Doc	068279-278
Record Updated	Oct 29, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Sep 29, 2022
Property Address	41 HIGHLAND ST, GARDNER, MA 01440-1338
Document Number	068279-278
Book / Page	68279 / 278
Instrument Date	Aug 23, 2022
Instrument	106392
Transaction Type	Transfer
Record Updated	Oct 14, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	47 NORWOOD ST, GREENFIELD, MA 01301-1919

May 2021: Foreclosure

Document Type	Foreclosure
Jurisdiction	GARDNER MA
Recording Date	May 14, 2021
Property Address	41 HIGHLAND ST, GARDNER, MA 01440-1338
Document Number	65173-358
Book / Page	65173 / 358
Instrument Date	May 10, 2021
Instrument	67352
Transaction Type	Foreclosure
Record Updated	May 28, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15480 LAGUNA CANYON RD STE 100, 100, IRVINE, CA 92618-2132
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,768.00 (+10,995.08%)	$491,500 (+14.25%) Land $82,100 Building $409,400	$504,518 (+5.77%)
2025	$61.00 (-99.06%)	$430,200 (-0.26%) Land $74,600 Building $355,600	$476,995
2024	$6,465.00 (+5.64%)	$431,300 (+13.68%) Land $67,900 Building $363,400
2023	$6,120.00	$379,400 Land $66,900 Building $312,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Gateway Fiber Fiber	2,000 / 2,000

May also be available: Verizon.

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