41 Heights Ter, Fair Haven, NJ 07704 Property Records

Monmouth County and Fair Haven Borough property record for 41 Heights Ter, Fair Haven, NJ 07704

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,760 sqft · built 1950
Lot Size	0.264 acres (11,500 sqft)
Owner	2 Individual Names on File
Last Sale	$965,000 (Jan 2017)
Tax Bill	$23,864 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-00068-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`14-00068-0000-00005`
Alternative APN	`140006800005`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,760 sqft Living Area
1st Floor Area	1,622 sqft
Upper Floors Area	700 sqft
Basement Area	1,106 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	11,500 sqft (0.264 acres)
Lot Dimensions	115 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	372 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Street Address	41 HEIGHTS TER
City	FAIR HAVEN
State	NJ
Zip	07704-3618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Subdivision	RIVER OAKS SEC 4
Legal Block	68
Legal Lot Number	5
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FAIR HAVEN
Census Block Group	3
Census Block	3015
Census Tract	803700

Owner

41 Heights Ter is owned and occupied by two individuals who bought it in January 2017.

Source: Monmouth County and Fair Haven Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41 HEIGHTS TER, FAIR HAVEN, NJ 07704-3618
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jan 18, 2017	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2017 · Amount on File
Deed Sale	Jan 18, 2017 · Amount on File
Prior Sale	Jul 3, 2013 · Amount on File
Deed Document Number	20176155
Deed Book / Page	9208 / 4024
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	41 HEIGHTS TER, FAIR HAVEN, NJ 07704-3618
Transaction Type	Mortgage
Record Updated	Oct 25, 2021
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095495853
Date	Oct 7, 2021
Book Page	9549/5853
Instrument	2021149489

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 28, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 18, 2017
Property Address	41 HEIGHTS TER, FAIR HAVEN, NJ 07704-3618
Document Number	0000006155
Book / Page	009208 / 004024
Instrument Date	Jan 6, 2017
Instrument	6155
Transaction Type	Transfer
Record Updated	Mar 7, 2017
Title Company	RIDGE ABSTRACT CORPORATION, RIDGE ABSTRACT CORP.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$965.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	41 HEIGHTS TER FAIR HAVEN NJ 077043618, FAIR HAVEN, NJ 07704-3618

Mortgage

Document Number	6156
Date	Jan 18, 2017
Book Page	009208/004074
Instrument	6156

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 41 Heights Ter was $23,864, up 7% from the year before.

Source: Monmouth County and Fair Haven Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Fair Haven Borough
Elementary School District	Fair Haven Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,813,900 (+8.47%) Land $1,250,000 Building $563,900	$1,813,900 (+8.47%) Land $1,250,000 Building $563,900
2025	$23,864.00 (+7.05%)	$1,672,300 Land $1,113,600 Building $558,700	$1,672,300 Land $1,113,600 Building $558,700
2024	$22,293.00
2023		$1,408,500 Land $872,800 Building $535,700	$1,408,500 Land $872,800 Building $535,700
2022	$21,973.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Heights Ter in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	6 (2002–2026)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2026 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Heights Ter is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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