Rappahannock County property record for 41 Headwaters Rd, Chester Gap, VA 22623
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 600 sqft · built 1978 |
| Lot Size | 1.46 acres (63,772 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $450,000 (Feb 2026) |
| Tax Bill | $2,000 (2025) |
| Deeds & Mortgages | Feb 2026 Sale Apr 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1 54A |
| Primary APN | 1 54A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 600 sqft Total Area |
| Gross Area | 1,776 sqft |
| 1st Floor Area | 600 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Unfinished Basement | 600 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 63,772 sqft (1.46 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 444 sqft |
| Deck Area | 240 sqft |
| Patio Area | 252 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 84 |
|---|---|
| Street Address | 41 HEADWATERS RD |
| City | CHESTER GAP |
| State | VA |
| Zip | 22623-2014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.4639 ACS 2018 #182 2017 #709 2016 #579 & 1005 |
| Legal Subdivision | BLUE RIDGE MOUNTAIN ESTATE |
| Jurisdiction | RAPPAHANNOCK VA |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 950100 |
Source: Rappahannock County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 41 HEADWATERS RD, CHESTER GAP, VA 22623-2014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2026 | Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Apr 12, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST BANK |
| Mar 8, 2018 | Warranty Deed, Transfer · Conventional with PMI FIRSTBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2026 · Amount on Record |
| Deed Sale | Feb 13, 2026 · Amount on Record |
| Deed Document Number | 2026148 |
| Prior Transfer Date | Jul 1, 2016 |
| Prior Transfer Doc | 0000000579 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RAPPAHANNOCK VA |
| Recording Date | Feb 13, 2026 |
| Property Address | 41 HEADWATERS RD, CHESTER GAP, VA 22623-2014 |
| Document Number | 0000000148 |
| Map Reference | DOC 170000709 |
| Instrument Date | Feb 12, 2026 |
| Instrument | 260000148 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $225.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 37 HEADWATERS RD # 41, 41, CHESTER GAP, VA 22623-2014 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAPPAHANNOCK VA |
| Property Address | 41 HEADWATERS RD, CHESTER GAP, VA 22623-2014 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Title Company | TLR SETTLEMENTS LLC, TLC SETTLEMENTS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000000488 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 210000488 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | STRASBURG, VA 22657 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAPPAHANNOCK VA |
| Recording Date | Mar 8, 2018 |
| Property Address | 41 HEADWATERS RD, CHESTER GAP, VA 22623-2014 |
| Document Number | 180000182 |
| Instrument Date | Mar 7, 2018 |
| Instrument | 182 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $140.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41 HEADWATERS RD CHESTER GAP VA 226232014, CHESTER GAP, VA 22623-2014 |
| Document Number | 180000183 |
|---|---|
| Date | Mar 8, 2018 |
| Instrument | 183 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Rappahannock County assessment roll, as of January 30, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Rappahannock County |
| Unified School District | Rappahannock County Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,000.00 (+3.31%) | $317,500 (-) Land $70,000 Building $247,500 | $317,500 (-) Land $70,000 Building $247,500 |
| 2024 | $1,936.00 | $317,500 (-) Land $70,000 Building $247,500 | $317,500 (-) Land $70,000 Building $247,500 |
| 2023 | $1,936.00 | $317,500 Land $70,000 Building $247,500 | $317,500 Land $70,000 Building $247,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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