41 Harding St, Ewing (Trenton), NJ 08618 Property Records

Mercer County and Ewing Township property record for 41 Harding St, Ewing, NJ 08618 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Architecture StyleColonial
Year BuiltBuilt 1960
Square Footage3,120 sqft Living Area
Lot Size16,801 sqft (0.386 acres)
OccupancyOwner Occupied
Tax Bill$14,685.00 (2025)

Property Details

APN / Parcel Number

Primary APN02-00241-0000-00020
Alternative APN
  • 020024100020

Interior

Building Area3,120 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleColonial Style
Exterior MaterialConcrete Exterior
Construction TypeFrame Construction
Lot Area16,801 sqft (0.386 acres)
Depth X Width112 ft x 150 ft Depth x Width

Location & Zoning

Street Address41 HARDING ST
CityEWING
StateNJ
Zip08618-1519
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionEWING TOWNSHIP
Legal Block241
Legal Lot Number20
JurisdictionMERCER NJ
Minor Civil DivisionEWING
Census Blockgroup2
Census Block2013
Census Tract3703

Owner

Source: Mercer County and Ewing Township records · APN 02-00241-0000-00020

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address41 HARDING ST, EWING, NJ 08618-1519
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2023Deed of Trust, Mortgage · Reverse Mortgage
JET DIRECT FUNDING CORP
Oct 10, 2023Deed of Trust, Mortgage · Reverse Mortgage
JET DIRECT FUNDING CORP
Sep 12, 2022Deed of Trust, Mortgage · Line of Credit
CREDIT UNION OF NEW JERSEY
Sep 08, 2021Deed of Trust, Mortgage · Line of Credit
CREDIT UNION OF NEW JERSEY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record RefreshedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER NJ
Property Address41 HARDING ST, EWING, NJ 08618-1519
Transaction TypeMortgage
Record UpdatedOct 25, 2023
Title CompanySECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 HARDING ST, EWING, NJ 08618-1519

Mortgage

Document Number0000034701
DateOct 10, 2023
Book Page11836/764
Instrument2023034701
Lender
NameJET DIRECT FUNDING CORP
TypeNon-Lending Institution
AddressBAY SHORE, NY 11706
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term836 Months
DueJun 07, 2093
Interest
Rate TypeAdjustable Rate
Rate8.21%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateNov 01, 2023
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).
Index52-Week T-Bill (1-Year)
Max Rate13.2%

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER NJ
Property Address41 HARDING ST, EWING, NJ 08618-1519
Transaction TypeMortgage
Record UpdatedOct 25, 2023
Title CompanySECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 HARDING ST, EWING, NJ 08618-1519

Mortgage

Document Number0000034702
DateOct 10, 2023
Book Page11836/781
Instrument2023034702
Lender
NameJET DIRECT FUNDING CORP
TypeMortgage Company
AddressBAY SHORE, NY 11706
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term836 Months
DueJun 07, 2093
Interest
Rate TypeAdjustable Rate
Rate8.21%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateNov 01, 2023
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).
Index52-Week T-Bill (1-Year)
Max Rate13.2%

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER NJ
Property Address41 HARDING ST, EWING, NJ 08618-1519
Transaction TypeMortgage
Record UpdatedSep 23, 2022
Title CompanySEARCHTEC INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042725
DateSep 12, 2022
Book Page11765/296
Instrument2022042725
Lender
NameCREDIT UNION OF NEW JERSEY
TypeCredit Union
AddressTRENTON, NJ 08628
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 11, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER NJ
Property Address41 HARDING ST, EWING, NJ 08618-1519
Transaction TypeMortgage
Record UpdatedSep 21, 2021
Title CompanySEARCHTEC INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000054546
DateSep 08, 2021
Book Page11660/1470
Instrument2021054546
Lender
NameCREDIT UNION OF NEW JERSEY
TypeCredit Union
AddressTRENTON, NJ 08628
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 07, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Mercer County and Ewing Township records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMercer County
County SubdivisionEwing Township
Unified School DistrictEwing Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$362,500 (-) Land $57,400 Building $305,100$362,500 (-) Land $57,400 Building $305,100
2025$14,685.00 (+3%) Veteran's exemption$362,500 (-) Land $57,400 Building $305,100$362,500 (-) Land $57,400 Building $305,100
2024$14,257.00 (+11.48%)
2023$362,500 Land $57,400 Building $305,100$362,500 Land $57,400 Building $305,100
2022$12,789.00

Flood & Wildfire

41 Harding St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Mercer County (34021C), updated May 23, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
2nd percentile of exposed land nationally · 6th in New Jersey
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Harding St

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