41 Harding Dr, Ridgefield, CT 06877 Property Records

Ridgefield Town property record for 41 Harding Dr, Ridgefield, CT 06877

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,108 sqft · built 1964
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Oct 2019)
Tax Bill	$10,998 (2025)
Deeds & Mortgages	Mar 2025 Transfer Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`C040028`

Property Details

APN / Parcel Number

Primary APN	`C040028`
Alternative APN	`RIDG M:C04 B:0028`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,108 sqft Living Area
Basement Area	960 sqft
Unfinished Basement	160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2017
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	C040028
Street Address	41 HARDING DR
City	RIDGEFIELD
State	CT
Zip	06877-1207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAAA
Legal Block	28
Jurisdiction	RIDGEFIELD CT
Township / Civil Division	RIDGEFIELD
Census Block Group	4
Census Block	4002
Census Tract	245600

Owner

Source: Ridgefield Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 HARDING DR, RIDGEFIELD, CT 06877-1207
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2025	Quit Claim Deed, Transfer Quitclaim
Feb 5, 2021	Deed of Trust, Mortgage · Balloon Mortgage FAIRFIELD COUNTY BANK
Mar 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WATERBURY TEACHERS FEDERAL CREDIT UNION
May 3, 2021	Deed of Trust, Mortgage · Balloon Mortgage WATERBURY TEACHERS FEDERAL CREDIT UNION
Oct 10, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2019 · Amount on Record
Deed Sale	Oct 10, 2019 · Amount on Record
Prior Sale	Jun 21, 2012 · Amount on Record
Deed Book / Page	1080 / 833
Last Transfer Date	Mar 20, 2025
Record Updated	Sep 20, 2026

March 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Mar 27, 2025
Property Address	41 HARDING DR, RIDGEFIELD, CT 06877-1207
Document Number	001176-666
Book / Page	1176 / 666
Instrument Date	Mar 20, 2025
Transaction Type	Transfer
Record Updated	Apr 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	41 HARDING DR, RIDGEFIELD, CT 06877-1207
Transaction Type	Mortgage
Record Updated	Aug 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1112-564
Date	Feb 5, 2021
Book Page	1112/564

Lender

Name	FAIRFIELD COUNTY BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	41 HARDING DR, RIDGEFIELD, CT 06877-1207
Transaction Type	Mortgage
Record Updated	Aug 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1114-156
Date	Mar 1, 2021
Book Page	1114/156

Lender

Name	WATERBURY TEACHERS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	41 HARDING DR, RIDGEFIELD, CT 06877-1207
Transaction Type	Mortgage
Record Updated	Aug 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1119-788
Date	May 3, 2021
Book Page	1119/788

Lender

Name	WATERBURY TEACHERS FEDERAL CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2046

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Oct 10, 2019
Property Address	41 HARDING DR, RIDGEFIELD, CT 06877-1207
Document Number	1080-833
Book / Page	001080 / 000833
Instrument Date	Sep 30, 2019
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 HARDING DR RIDGEFIELD CT 068771207, RIDGEFIELD, CT 06877-1207

Mortgage

Document Number	1080-836
Date	Oct 10, 2019
Book Page	001080/000836

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2049

Tax Assessment & Valuation

Source: Ridgefield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ridgefield Town
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,998.00 (+6.13%)	$401,520 (-) Land $220,500 Building $181,020	$281,064 Land $154,350 Building $126,714
2023	$10,363.00 (+5.33%)	$401,520 (+16.02%) Land $220,500 Building $181,020
2022	$9,839.00	$346,090 Land $157,500 Building $188,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Frontier.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Harding Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures