41 Harbor Vw, Phippsburg, ME 04562 Property Records

Sagadahoc County and Phippsburg Town property record for 41 Harbor Vw, Phippsburg, ME 04562

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,140 sqft · built 2015
Lot Size	6.8 acres (296,208 sqft)
Owner	2 Trust Names on Record
Last Sale	$421,300 (Oct 2021)
Tax Bill	$4,851 (2025)
Deeds & Mortgages	Feb 2020 Refinance Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PHIP M:030 L:018-05`

Property Details

APN / Parcel Number

Primary APN	`PHIP M:030 L:018-05`
Alternative APNs	`M:030 L:018=05` `2362`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,140 sqft Living Area
1st Floor Area	1,140 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Rustic
Exterior Material	Wood Siding
Roof Material	Metal
Lot Area	296,208 sqft (6.8 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Solar

Location & Zoning

Account Number	2362
Street Address	41 HARBOR VW
City	PHIPPSBURG
State	ME
Zip	04562
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SEASON
Legal Lot Number	18-5
Jurisdiction	PHIPPSBURG ME
Township / Civil Division	PHIPPSBURG
Census Block Group	1
Census Block	1021
Census Tract	970700

Owner

Source: Sagadahoc County and Phippsburg Town records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	3412 79TH STREET CIR W, 202, BRADENTON, FL 34209-3538
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Oct 25, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2021 · Amount on Record
Deed Sale	Oct 25, 2021 · Amount on Record
Prior Sale	Apr 3, 2013
Deed Document Number	2021R09267
Transfer Doc	0000002672
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHIPPSBURG ME
Property Address	41 HARBOR VW, PHIPPSBURG, ME 04562
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000862
Date	Feb 3, 2020
Instrument	2020R-00862

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PHIPPSBURG ME
Recording Date	Oct 25, 2021
Property Address	41 HARBOR VW, PHIPPSBURG, ME 04562
Document Number	0000009267
Instrument Date	Oct 22, 2021
Instrument	2021R-09267
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8006 17TH AVE W, BRADENTON, FL 34209-4815

Mortgage

Document Number	0000009268
Date	Oct 25, 2021
Instrument	2021R-09268

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sagadahoc County and Phippsburg Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Phippsburg Town
Unified School District	Regional School Unit 01 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,851.00 (+4.84%)	$392,800 (-) Land $144,500 Building $248,300
2024	$4,627.00 (+2.96%)	$392,800 (-) Land $144,500 Building $248,300
2023	$4,494.00 (+13.06%)	$392,800 (-) Land $144,500 Building $248,300
2022	$3,975.00	$392,800 Land $144,500 Building $248,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	8 (2024)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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