41 Hancock Rd, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 41 Hancock Rd, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,781 sqft · built 1999
Lot Size	0.482 acres (21,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,150,000 (Apr 2024)
Tax Bill	$10,781 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`123-103`

Property Details

APN / Parcel Number

Primary APN	`123-103`
Alternative APNs	`FRAN M:226 L:065` `M:123 L:103`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,781 sqft Living Area
Gross Area	6,211 sqft
Basement Area	1,492 sqft
Unfinished Basement	1,492 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	21,000 sqft (0.482 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	123-103
Street Address	41 HANCOCK RD
City	FRANKLIN
State	MA
Zip	02038-4247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PARTRIDGE FARM
Legal Lot Number	65
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	1
Census Block	1013
Census Tract	442103

Owner

41 Hancock Rd is owned and occupied by two individuals who bought it in April 2024.

Source: Norfolk County and Franklin Town City records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41 HANCOCK RD, FRANKLIN, MA 02038-4247
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage BANK OF AMERICA NA
May 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 26, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2024 · Amount on File
Deed Sale	Apr 26, 2024 · Amount on File
Prior Sale	May 1, 2009 · Amount on File
Deed Document Number	202424589
Deed Book / Page	41745 / 213
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	41 HANCOCK RD, FRANKLIN, MA 02038-4247
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042962-168
Date	Mar 3, 2026
Book Page	42962/168
Instrument	13091

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.63%
Type Change Date	Mar 1, 2031
Index	Other

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	41 HANCOCK RD, FRANKLIN, MA 02038-4247
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042384-530
Date	May 7, 2025
Book Page	42384/530
Instrument	28217

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Jun 1, 2032
Index	1-Year CMT

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Apr 26, 2024
Property Address	41 HANCOCK RD, FRANKLIN, MA 02038-4247
Document Number	041745-213
Book / Page	41745 / 213
Instrument Date	Apr 26, 2024
Instrument	24589
Transaction Type	Transfer
Record Updated	May 10, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	41 HANCOCK RD, FRANKLIN, MA 02038-4247

Mortgage

Document Number	0000024590
Date	Apr 26, 2024
Instrument	24590

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 41 Hancock Rd was $10,781, down 0.6% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,781.00 (-0.57%)	$927,800 (+0.88%) Land $372,700 Building $555,100	$1,171,920 (+9.79%)
2024	$10,843.00 (+8.8%)	$919,700 (+16.09%) Land $372,700 Building $547,000	$1,067,420
2023	$9,966.00	$792,200 Land $316,600 Building $475,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Hancock Rd in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	17 (1979–2023)
Claims Outside the SFHA	7 of 17
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims Severe Storms And Flooding, Oct 2005 · 3 claims Heavy Rains And Flooding, Jul 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Hancock Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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