41 Gumpus Rd, Lowell, MA 01854 Property Records

Middlesex County and Lowell City property record for 41 Gumpus Rd, Lowell, MA 01854

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,588 sqft · built 1979
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,880 (2026)
Deeds & Mortgages	Jun 2025 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P10495`

Property Details

APN / Parcel Number

Primary APN	`P10495`
Alternative APNs	`LOWE M:53 B:2765 L:41` `M:000053 T:P10495`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,588 sqft Living Area
Gross Area	2,302 sqft
1st Floor Area	1,008 sqft
Basement Area	966 sqft
Unfinished Basement	966 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	P10495
Street Address	41 GUMPUS RD
City	LOWELL
State	MA
Zip	01854-1305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SSF
Legal Block	2765
Legal Lot Number	41
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2000
Census Tract	310601

Owner

41 Gumpus Rd is owned and occupied by two individuals who acquired it in November 2021.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41 GUMPUS RD, LOWELL, MA 01854-1305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2025	Deed of Trust, Mortgage · Line of Credit JEANNE D ARC CU
Nov 24, 2021	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Nov 24, 2021	Quit Claim Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Feb 27, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2021
Deed Sale	Nov 24, 2021
Prior Sale	May 31, 2005 · Amount on File
Deed Document Number	202168642
Deed Book / Page	36551 / 179
Prior Transfer Date	Nov 19, 2021
Prior Transfer Doc	036551-182
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	41 GUMPUS RD, LOWELL, MA 01854-1305
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039300-176
Date	Jun 6, 2025
Book Page	39300/176
Instrument	17123

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2045

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	41 GUMPUS RD, LOWELL, MA 01854-1305
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036551-182
Date	Nov 24, 2021
Book Page	36551/182
Instrument	68643

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Nov 24, 2021
Property Address	41 GUMPUS RD, LOWELL, MA 01854-1305
Document Number	36551-179
Book / Page	36551 / 179
Instrument Date	Nov 19, 2021
Instrument	68642
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	41 GUMPUS RD, LOWELL, MA 01854-1305

Mortgage

Document Number	36551-182
Date	Nov 24, 2021
Book Page	36551/182
Instrument	68643

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Feb 27, 2020
Property Address	41 GUMPUS RD, LOWELL, MA 01854-1305
Document Number	33871-47
Book / Page	033871 / 000047
Instrument Date	Feb 7, 2020
Instrument	8725
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 GUMPUS RD LOWELL MA 018541305, LOWELL, MA 01854-1305

Tax Assessment & Valuation

The 2026 property tax bill for 41 Gumpus Rd was $5,880, up 6.9% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,880.00 (+6.87%)	$518,100 (+8.1%) Land $192,600 Building $325,500	$575,122 (+10.82%)
2025	$5,502.00 (-0.04%)	$479,300 (+3.72%) Land $180,100 Building $299,200	$518,985 (+12.11%)
2024	$5,504.00 (+3.63%)	$462,100 (+8.07%) Land $168,300 Building $293,800	$462,935
2023	$5,311.00	$427,600 Land $146,300 Building $281,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Gumpus Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1981–2008)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Gumpus Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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