41 Graves Ave, Guilford, CT 06437 Property Records

Guilford Town property record for 41 Graves Ave, Guilford, CT 06437

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,786 sqft · built 1926
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$545,000 (Oct 2017)
Tax Bill	$8,967 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GUIL M:40034`

Property Details

APN / Parcel Number

Primary APN	`GUIL M:40034`
Alternative APN	`5414`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,786 sqft Living Area
Basement Area	1,125 sqft
Unfinished Basement	1,125 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 2003
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	5414
Street Address	41 GRAVES AVE
City	GUILFORD
State	CT
Zip	06437-2625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Jurisdiction	GUILFORD CT
Township / Civil Division	GUILFORD
Census Block Group	2
Census Block	2001
Census Tract	190100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Guilford Historic Town Center listed 1976 · 373 contributing resources · NRIS 76001988

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

41 Graves Ave is owned and occupied by two individuals who bought it in October 2017.

Source: Guilford Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41 GRAVES AVE, GUILFORD, CT 06437-2625
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · Balloon Mortgage WELLS FARGO BANK NA
Oct 10, 2017	Warranty Deed, Transfer WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2017 · Amount on File
Deed Sale	Oct 10, 2017 · Amount on File
Prior Sale	Jul 19, 2013 · Amount on File
Deed Document Number	20171303770002
Deed Book / Page	919 / 60
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUILFORD CT
Property Address	41 GRAVES AVE, GUILFORD, CT 06437-2625
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	966-681
Date	Dec 21, 2020
Book Page	966/681
Instrument	2398110016

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	229 Months
Due	Jan 1, 2040

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUILFORD CT
Recording Date	Oct 10, 2017
Property Address	41 GRAVES AVE, GUILFORD, CT 06437-2625
Document Number	919-60
Book / Page	919 / 60
Instrument	1303770002
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69.66
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Investor	Possibly a Property Investor

Mortgage

Document Number	9190062
Date	Oct 10, 2017
Instrument	00919/0062

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 41 Graves Ave was $8,967.

Source: Guilford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Guilford Town
Unified School District	Guilford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,967.00	$324,310 (-) Land $188,020 Building $136,290	$463,300 Land $268,600 Building $194,700
2024	$8,967.00 (+4.03%)	$324,310 (-) Land $188,020 Building $136,290
2023	$8,620.00 (-0.47%)	$324,310 (+24.5%) Land $188,020 Building $136,290
2022	$8,661.00	$260,490 Land $154,250 Building $106,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 41 Graves Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Graves Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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