41 Granite St, Westerly, RI 02891 Property Records

Westerly Town property record for 41 Granite St, Westerly, RI 02891

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	4 bd · 2 ba · 2,304 sqft · built 1850
Lot Size	0.298 acres (13,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Oct 2023)
Tax Bill	$2,831 (2025)
Deeds & Mortgages	Oct 2023 Refinance Oct 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:67 B:24`

Property Details

APN / Parcel Number

Primary APN	`WEST M:67 B:24`
Alternative APNs	`M:067 B:24 L` `7126530`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,304 sqft Total Area
Gross Area	4,978 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,000 sqft (0.298 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	7126530
Street Address	41 GRANITE ST
City	WESTERLY
State	RI
Zip	02891-2207
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Block	24
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	4
Census Block	4014
Census Tract	50801

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Wilcox Park Historic District listed 1973 · 89 contributing resources · NRIS 73000011

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Westerly Town records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 GRANITE ST, WESTERLY, RI 02891-2207
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Deed, Transfer · Stand-Alone Refinance STONEWATER MORTGAGE CORP
Oct 20, 2023	Quit Claim Deed, Transfer
Oct 20, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage STONEWATER MORTGAGE CORP
Oct 24, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2023 · Amount on Record
Deed Sale	Oct 20, 2023 · Amount on Record
Deed Book / Page	2023 / 14422
Prior Transfer Date	Oct 5, 2023
Prior Transfer Doc	2023-14422
Record Updated	Oct 29, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTERLY RI
Recording Date	Oct 18, 2023
Property Address	41 GRANITE ST, WESTERLY, RI 02891-2207
Document Number	2023-14177
Book / Page	2023 / 14177
Instrument Date	Oct 6, 2023
Instrument	2023-3535
Transaction Type	Transfer
Record Updated	Nov 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	2023-14180
Date	Oct 18, 2023
Book Page	2023/14180
Instrument	2023-3536

Lender

Name	STONEWATER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Oct 20, 2023
Property Address	41 GRANITE ST, WESTERLY, RI 02891-2207
Document Number	2023-14422
Book / Page	2023 / 14422
Instrument Date	Oct 5, 2023
Instrument	2023-3586
Transaction Type	Transfer
Record Updated	Nov 2, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Oct 20, 2023
Property Address	41 GRANITE ST, WESTERLY, RI 02891-2207
Document Number	2023-14422
Book / Page	2023 / 14422
Instrument Date	Oct 5, 2023
Instrument	2023-3586
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020233536
Date	Oct 20, 2023
Instrument	2023-3536

Lender

Name	STONEWATER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Oct 24, 2022
Property Address	41 GRANITE ST, WESTERLY, RI 02891-2207
Document Number	2022-18271
Book / Page	2022 / 18271
Instrument Date	Sep 6, 2022
Instrument	2022-4438
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 GRANITE ST, WESTERLY, RI 02891-2207

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,831.00 (+4.5%)	$363,900 (+36.5%) Land $183,400 Building $180,500
2023	$2,709.00 (+0.59%)	$266,600 (-) Land $131,000 Building $135,600
2022	$2,693.00	$266,600 Land $131,000 Building $135,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	23 (1982–2021)
Claims Outside the SFHA	3 of 23
Most Recent Claim	Sep 2021 · other causes
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims Hurricane Gloria, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, Breezeline, Frontier, Xfinity.

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