41 Giverny Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 41 Giverny Ct, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,809 sqft · built 1995
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Oct 2020)
Tax Bill	$4,305 (2025)
Deeds & Mortgages	Oct 2023 Transfer Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A943001404`

Property Details

APN / Parcel Number

Primary APN	`A943001404`
Alternative APN	`3-0036-7026-00-0006.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,809 sqft Living Area
Gross Area	4,208 sqft
1st Floor Area	1,809 sqft
Basement Area	1,779 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	114 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A943001404
Street Address	41 GIVERNY CT
City	SAINT CHARLES
State	MO
Zip	63304-8746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARTIST GROVE LOT 6
Legal Subdivision	ARTIST GROVE
Legal Lot Number	6
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	2
Census Block	2000
Census Tract	311122

Owner

41 Giverny Ct is owned and occupied by an individual who acquired it in October 2023.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	41 GIVERNY CT, SAINT CHARLES, MO 63304-8746
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Intrafamily Transfer, Transfer
Oct 29, 2020	Quit Claim Deed, Transfer FIRST CMNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2020 · Amount on File
Deed Sale	Oct 29, 2020 · Amount on File
Prior Sale	Oct 29, 2020 · Amount on File
Deed Document Number	202082709
Last Transfer Date	Oct 17, 2023
Transfer Doc	0000043739
Record Updated	Sep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Oct 23, 2023
Property Address	41 GIVERNY CT, SAINT CHARLES, MO 63304-8746
Document Number	0000043739
Map Reference	MB 31 PG 272
Instrument Date	Oct 17, 2023
Instrument	2023R-043739
Transaction Type	Transfer
Record Updated	Nov 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 GIVERNY CT, SAINT CHARLES, MO 63304-8746

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 GIVERNY CT, SAINT CHARLES, MO 63304-8746

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 29, 2020
Property Address	41 GIVERNY CT, SAINT CHARLES, MO 63304-8746
Document Number	0000082709
Instrument Date	Oct 16, 2020
Instrument	82709
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	CLEAR TITLE GROUP LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	41 GIVERNY CT ST CHARLES MO 633048746, ST CHARLES, MO 63304-8746

Mortgage

Document Number	82710
Date	Oct 29, 2020
Instrument	82710

Lender

Name	FIRST CMNTY CU
Address	CHESTERFIELD, MO 63005

Agreement

Amount	Amount on Record
Term	120 Months
Due	Oct 28, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 41 Giverny Ct was $4,305, up 8.5% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,598 (-)	$382,097 (-) Land $80,000 Building $302,097
2025	$4,305.00 (+8.49%)	$72,598	$382,097 Land $80,000 Building $302,097
2024	$3,968.00
2023		$66,448
2022			$349,724 Land $60,000 Building $289,724

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 41 Giverny Ct in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	16 (1981–2020)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Aug 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Giverny Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Wisper ISP.

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