41 Gerald Dr, Manchester, CT 06040 Property Records

Manchester Town property record for 41 Gerald Dr, Manchester, CT 06040

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 4,005 sqft · built 1989
Lot Size	7.38 acres (321,473 sqft)
Owner	Individual Name on Record
Tax Bill	$17,759 (2025)
Deeds & Mortgages	Oct 2022 Refinance May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`239500041`

Property Details

APN / Parcel Number

Primary APN	`239500041`
Alternative APNs	`MANC M:84 B:2395 L:41` `MCHS M:84 B:2395 L:41`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,005 sqft Living Area
Gross Area	8,736 sqft
Basement Area	1,380 sqft
Finished Basement	1,380 sqft
Unfinished Basement	1,380 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Contemporary
Exterior Material	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	321,473 sqft (7.38 acres)
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	239500041
Street Address	41 GERALD DR
City	MANCHESTER
State	CT
Zip	06040-7057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA
Legal Block	2395
Legal Lot Number	41
Jurisdiction	MANCHESTER CT
Township / Civil Division	MANCHESTER
Census Block Group	4
Census Block	4000
Census Tract	515102

Owner

Source: Manchester Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	41 GERALD DR, MANCHESTER, CT 06040-7057
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHPOINT MORTGAGE INC
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER CT
Property Address	41 GERALD DR, MANCHESTER, CT 06040-7057
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004701-318
Date	Oct 11, 2022
Book Page	4701/318
Instrument	6709240010

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2037

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER CT
Property Address	41 GERALD DR, MANCHESTER, CT 06040-7057
Document Number	4616-106
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 GERALD DR MANCHESTER CT 060407057, MANCHESTER, CT 06040-7057

Mortgage

Document Number	4616-106
Date	May 15, 2020
Book Page	004616/000106

Lender

Name	KEYBANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 14, 2045

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER CT
Property Address	41 GERALD DR, MANCHESTER, CT 06040-7057
Document Number	4616-115
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 GERALD DR MANCHESTER CT 060407057, MANCHESTER, CT 06040-7057

Mortgage

Document Number	4616-115
Date	May 15, 2020
Book Page	004616/000115

Lender

Name	KEYBANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 14, 2045

Tax Assessment & Valuation

Source: Manchester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Manchester Town
Unified School District	Manchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,759.00	$445,983 (-4.58%) Land $118,983 Building $327,000	$312,188 Land $83,288 Building $228,900
2024	$17,759.00 (+2.14%)
2023	$17,387.00 (+2.99%)	$467,383 (-) Land $118,983 Building $348,400
2022	$16,882.00	$467,383 Land $118,983 Building $348,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 96% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER DEPARTMENT serves 51,198 people · EPA ID CT0770021
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Frontier.

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