41 Gardner Rd, Nahant, MA 01908 Property Records

Essex County and Nahant Town property record for 41 Gardner Rd, Nahant, MA 01908

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 768 sqft · built 2019
Lot Size	0.02 acres (871 sqft)
Owner	2 Company Names on Record
Last Sale	$825,000 (Oct 2025)
Tax Bill	$6,342 (2025)
Deeds & Mortgages	May 2021 Refinance Nov 2021 Refinance + 6 more
Flood Zone	Zone X (minimal risk)
APN	`NAHA M:0019 B:0000 L:0055`

Property Details

APN / Parcel Number

Primary APN	`NAHA M:0019 B:0000 L:0055`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	768 sqft Living Area
Gross Area	1,590 sqft
Basement Area	475 sqft
Unfinished Basement	475 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	871 sqft (0.02 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	41 GARDNER RD
City	NAHANT
State	MA
Zip	01908-1533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Lot Number	55
Jurisdiction	NAHANT MA
Township / Civil Division	NAHANT
Census Block Group	2
Census Block	2001
Census Tract	201100

Owner

Source: Essex County and Nahant Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	41 GARDNER RD, NAHANT, MA 01908-1533
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP
Nov 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP
Jan 5, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Oct 14, 2025	Quit Claim Deed, Transfer · Conventional Mortgage HMA MORTGAGE
Jul 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 25, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 17, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 29, 2018	Quit Claim Deed, Transfer MORTGAGE NETWORKS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2025 · Amount on Record
Deed Sale	Oct 14, 2025 · Amount on Record
Prior Sale	Apr 17, 2020 · Amount on Record
Deed Book / Page	43003 / 483
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAHANT MA
Property Address	41 GARDNER RD, NAHANT, MA 01908-1533
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039903-160
Date	May 21, 2021
Book Page	39903/160
Instrument	20210521003230

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAHANT MA
Property Address	41 GARDNER RD, NAHANT, MA 01908-1533
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040449-465
Date	Nov 3, 2021
Book Page	40449/465
Instrument	20211103004070

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAHANT MA
Property Address	41 GARDNER RD, NAHANT, MA 01908-1533
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040634-136
Date	Jan 5, 2022
Book Page	40634/136
Instrument	20220105001670

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2051

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAHANT MA
Recording Date	Oct 14, 2025
Property Address	41 GARDNER RD, NAHANT, MA 01908-1533
Document Number	043003-483
Book / Page	43003 / 483
Instrument Date	Oct 14, 2025
Instrument	20251014002620
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 GARDNER RD, NAHANT, MA 01908-1533

Mortgage

Document Number	20251014002640
Date	Oct 14, 2025
Instrument	20251014002640

Lender

Name	HMA MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAHANT MA
Recording Date	Jul 15, 2020
Property Address	41 GARDNER RD, NAHANT, MA 01908-1533
Document Number	38713-254
Book / Page	038713 / 000254
Instrument Date	Jul 14, 2020
Instrument	15001340
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	41 GARDNER RD NAHANT MA 019081533, NAHANT, MA 01908-1533

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAHANT MA
Recording Date	Jun 25, 2020
Property Address	41 GARDNER RD, NAHANT, MA 01908-1533
Document Number	38648-118
Book / Page	038648 / 000118
Instrument Date	Jun 23, 2020
Instrument	25003680
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 GARDNER RD NAHANT MA 019081533, NAHANT, MA 01908-1533

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAHANT MA
Recording Date	Apr 17, 2020
Property Address	41 GARDNER RD, NAHANT, MA 01908-1533
Document Number	38430-182
Book / Page	038430 / 000182
Instrument Date	Apr 13, 2020
Instrument	17002390
Transaction Type	Transfer
Record Updated	May 5, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$2,814.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 GARDNER RD NAHANT MA 019081533, NAHANT, MA 01908-1533

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAHANT MA
Recording Date	Jun 29, 2018
Property Address	41 GARDNER RD, NAHANT, MA 01908-1533
Document Number	36828-305
Book / Page	36828 / 305
Instrument	180629003190
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19.27
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	41 GARDNER RD, NAHANT, MA 01908-1533

Mortgage

Document Number	368280307
Date	Jun 29, 2018
Instrument	36828/0307

Lender

Name	MORTGAGE NETWORKS INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2048

Tax Assessment & Valuation

Source: Essex County and Nahant Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Nahant Town
Elementary School District	Nahant School District (PK - 06)
Secondary School District	Swampscott School District in Nahant (7-12) (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,342.00 (+2.04%)	$693,100 (+1.15%) Land $185,100 Building $508,000	$794,010
2024	$6,215.00 (+14.58%)	$685,200 (+14.83%) Land $177,200 Building $508,000
2023	$5,424.00	$596,700 Land $157,500 Building $439,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Nearby Flood Policies	76 in force
Nearby Flood Claims	31 (1978–2024)
Claims Outside the SFHA	1 of 31
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 13 claims Winter Coastal Storm, Dec 1992 · 6 claims Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAHANT WATER DEPT. (MWRA) serves 3,334 people · EPA ID MA3196000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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