41 Garden Rd, Columbus, OH 43214 Property Records

Franklin County property record for 41 Garden Rd, Columbus, OH 43214

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,236 sqft · built 1938
Lot Size0.251 acres (10,934 sqft)
OwnerIndividual Name on Record
Last Sale$314,000 (Mar 2020)
Tax Bill$5,745 (2023)
Deeds & MortgagesOct 2017 Line of Credit
Nov 2019 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN010-084639

Property Details

APN / Parcel Number

Primary APN010-084639

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,236 sqft Living Area
1st Floor Area613 sqft
2nd Floor Area620 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1938
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Lot Area10,934 sqft (0.251 acres)
Lot Dimensions192 ft deep x 50 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address41 GARDEN RD
CityCOLUMBUS
StateOH
Zip43214-2131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGARDEN RD 41 45FT ES 212 & 10FT WS 213 LOT 212-213
Legal SubdivisionHIGHLAND GARDENS
Legal Lot Number212-213 213
JurisdictionFRANKLIN OH
Township / Civil DivisionCOLUMBUS
Census Block Group2
Census Block2007
Census Tract110

Owner

Source: Franklin County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address41 GARDEN RD, COLUMBUS, OH 43214-2131
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2017Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Nov 27, 2019Deed of Trust, Mortgage · Line of Credit
KEMBA FINANCIAL CREDIT UNION INC
Apr 14, 2020Loan Modification, Mortgage · Conventional with PMI
PATHWAYS FINL CU
Mar 25, 2020Warranty Deed, Transfer · Line of Credit
PATHWAYS FINL CU
Jun 15, 2018Survivorship Deed, Transfer · ARM
KEMBA FINANCIAL CREDIT UNION INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 25, 2020 · Amount on Record
Deed SaleMar 25, 2020 · Amount on Record
Prior SaleJun 15, 2018 · Amount on Record
Deed Document Number202003250041631
Record UpdatedJun 7, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN OH
Property Address41 GARDEN RD, COLUMBUS, OH 43214-2131
Transaction TypeMortgage
Record UpdatedSep 13, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000149650
DateOct 26, 2017
Instrument201710260149650
Lender
NameTHIRD FSLA OF CLEVELAND
TypeLending Institution
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 10, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN OH
Property Address41 GARDEN RD, COLUMBUS, OH 43214-2131
Transaction TypeMortgage
Record UpdatedSep 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000159814
DateNov 27, 2019
Instrument201911270159814
Lender
NameKEMBA FINANCIAL CREDIT UNION INC
TypeCredit Union
AddressCOLUMBUS, OH 43230
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueNov 26, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFRANKLIN OH
Property Address41 GARDEN RD, COLUMBUS, OH 43214-2131
Document Number0000082518
Instrument DateApr 14, 2020
Transaction TypeMortgage
Record UpdatedJun 23, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 GARDEN RD COLUMBUS OH 432142131, COLUMBUS, OH 43214-2131

Mortgage

Document Number0000082518
DateJun 12, 2020
Instrument82518
Lender
NamePATHWAYS FINL CU
TypeCredit Union
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 11, 2050
Interest
Rate2.75%

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN OH
Recording DateMar 25, 2020
Property Address41 GARDEN RD, COLUMBUS, OH 43214-2131
Document Number0000041631
Instrument DateMar 5, 2020
Instrument41631
Transaction TypeTransfer
Record UpdatedJun 23, 2020
Title CompanyPALMER LAND TITLE AGENCY BOX, VALMER LAND TITLE AGCY BOX

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$314.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 GARDEN RD COLUMBUS OH 432142131, COLUMBUS, OH 43214-2131

Mortgage

Document Number41632
DateMar 25, 2020
Instrument41632
Lender
NamePATHWAYS FINL CU
TypeCredit Union
AddressCOLUMBUS, OH 43228
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 24, 2050
Interest
Rate TypeAdjustable Rate
Rate3.12%

June 2018: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionFRANKLIN OH
Recording DateJun 15, 2018
Property Address41 GARDEN RD, COLUMBUS, OH 43214-2131
Document Number0000080259
Map ReferenceMB12 PG2&4
Instrument DateMay 30, 2018
Instrument201806150080259
Transaction TypeTransfer
Record UpdatedSep 13, 2021
Title CompanyVALMER LAND TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$569.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address41 GARDEN RD, COLUMBUS, OH 43214-2131

Mortgage

Document Number0000080260
DateJun 15, 2018
Instrument201806150080260
Lender
NameKEMBA FINANCIAL CREDIT UNION INC
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJul 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.99%
Type Change DateJul 1, 2025
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8.99%
Index1-Year CMT
Max Rate8.99%

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyFranklin County
MunicipalityColumbus City
Unified School DistrictColumbus City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$5,745.00 (-1.37%) Homeowner's exemption$129,680 (+15.46%) Land $52,680 Building $77,000$370,500 (+15.46%) Land $150,500 Building $220,000
2022$5,825.00 Homeowner's exemption$112,320 Land $37,560 Building $74,760
2020$320,900 Land $107,300 Building $213,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1979–2020)
Claims Outside the SFHA1 of 4
Most Recent ClaimMar 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLUMBUS PUBLIC WATER SYSTEM
serves 1,309,468 people · EPA ID OH2504412
Water SourceSurface water
Last State InspectionDec 2022
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Breezeline
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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