41 Frederick St, Providence, RI 02908 Property Records

Providence City property record for 41 Frederick St, Providence, RI 02908

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,112 sqft · built 2007
Lot Size	0.073 acres (3,200 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Apr 2023)
Tax Bill	$3,905 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PROV M:82 L:332`

Property Details

APN / Parcel Number

Primary APN	`PROV M:82 L:332`
Alternative APNs	`P:0820332 L:0000` `37719`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,112 sqft Living Area
Gross Area	3,223 sqft
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,200 sqft (0.073 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	37719
Street Address	41 FREDERICK ST
City	PROVIDENCE
State	RI
Zip	02908-4301
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-3
Legal Lot Number	332
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	1
Census Block	1005
Census Tract	2500

Owner

Source: Providence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	41 FREDERICK ST, PROVIDENCE, RI 02908-4301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage RHODE ISLAND HOUSING & MTG FIN CORP
Oct 20, 2025	Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MORTGAGE
Apr 12, 2023	Warranty Deed, Transfer · FHA Mortgage NFM LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2023 · Amount on Record
Deed Sale	Apr 12, 2023 · Amount on Record
Prior Sale	Jul 26, 2007 · Amount on Record
Deed Document Number	2023344231
Deed Book / Page	13844 / 174
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	41 FREDERICK ST, PROVIDENCE, RI 02908-4301
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014554-142
Date	Oct 20, 2025
Book Page	14554/142
Instrument	2025402281

Lender

Name	RHODE ISLAND HOUSING & MTG FIN CORP

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	41 FREDERICK ST, PROVIDENCE, RI 02908-4301
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014554-118
Date	Oct 20, 2025
Book Page	14554/118
Instrument	2025402280

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Apr 12, 2023
Property Address	41 FREDERICK ST, PROVIDENCE, RI 02908-4301
Document Number	013844-174
Book / Page	13844 / 174
Instrument Date	Apr 12, 2023
Instrument	2023344231
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 FREDERICK ST, PROVIDENCE, RI 02908-4301

Mortgage

Document Number	2023344232
Date	Apr 12, 2023
Instrument	2023344232

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,905.00 (-37.72%)	$517,200 (+51.36%) Land $142,600 Building $374,600	$556,704
2023	$6,270.00 (+3.09%)	$341,700 (-) Land $67,300 Building $274,400
2022	$6,082.00	$341,700 Land $67,300 Building $274,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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