Flagler County property record for 41 Frederick Ln, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,565 sqft · built 1990 |
| Lot Size | 0.459 acres (20,003 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $219,900 (May 2018) |
| Tax Bill | $3,370 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7007-00300-0180 |
| Primary APN | 07-11-31-7007-00300-0180 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,565 sqft Heated Area |
| Gross Area | 2,343 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,003 sqft (0.459 acres) |
| Driveway | Driveway |
| Driveway Area | 416 sqft |
| Pool Type | Enclosed Pool |
| Pool Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 41 FREDERICK LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-8419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 07 BLK 30 LOTS 18 & 17 OR 128 PAGE 213 OR 415 PG 627 OR 1580/1479 OR 2280/941 OR 2730/1893-BLA |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 30 |
| Legal Lot Number | 17,18 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 60107 |
41 Frederick Ln is owned and occupied by two individuals who bought it in May 2018.
Source: Flagler County records, as of December 22, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 41 FREDERICK LN, PALM COAST, FL 32137-8419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 21, 2018 | Warranty Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2018 · Amount on File |
| Deed Sale | May 21, 2018 · Amount on File |
| Prior Sale | Jun 6, 2007 · Amount on File |
| Deed Document Number | 2018018652 |
| Deed Book / Page | 2280 / 0941 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 41 FREDERICK LN, PALM COAST, FL 32137-8419 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024361520 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 2436/1520 |
| Instrument | 2020015226 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | May 21, 2018 |
| Property Address | 41 FREDERICK LN, PALM COAST, FL 32137-8419 |
| Document Number | 0022800941 |
| Book / Page | 2280 / 0941 |
| Map Reference | MB35 PG528 |
| Instrument Date | Apr 18, 2018 |
| Instrument | 2018018652 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | AMERICAS CHOICE TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,539.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1980 MADRE ST, 1980, SMYNA BEAHC, FL 00000 |
| Name | Verified Name |
|---|---|
| Address | 41 FREDERICK LN, PALM COAST, FL 32137-8419 |
| Document Number | 2018018653 |
|---|---|
| Date | May 21, 2018 |
| Instrument | 2018018653 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2048 |
The 2025 property tax bill for 41 Frederick Ln was $3,370 with a homeowner's exemption.
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,370.00 Homeowner's exemption | $228,600 | $319,251 Land $116,000 Building $203,251 |
| 2023 | $2,975.00 (+43.44%) Homeowner's exemption | $203,291 (+33.97%) | $285,419 (+24.5%) Land $94,000 Building $191,419 |
| 2022 | $2,074.00 Homeowner's exemption | $151,739 | $229,253 Land $47,000 Building $182,253 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 Frederick Ln in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 98 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 98 in force |
| Nearby Flood Claims | 16 (1989–2024) |
| Claims Outside the SFHA | 15 of 16 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 Frederick Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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