Tioga County and Owego Town property record for 41 Frederick Dr, Apalachin, NY 13732
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,900 sqft · built 1950 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $190,000 (May 2021) |
| Tax Bill | $7,621 (2025) |
| Deeds & Mortgages | Sep 2025 Refinance May 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 493089 154.09-3-1 |
| Primary APN | 493089 154.09-3-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,900 sqft Living Area |
| 1st Floor Area | 1,900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 100 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 60 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00000006764 |
|---|---|
| Street Address | 41 FREDERICK DR |
| City | APALACHIN |
| State | NY |
| Zip | 13732-4129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZONE |
| Legal Block | 3 |
| Legal Lot Number | 1.000 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | OWEGO |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 20402 |
Source: Tioga County and Owego Town records, as of May 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 41 FREDERICK DR, APALACHIN, NY 13732-4129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance MANUFACTURERS & TRADERS TRUST CO |
| May 11, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage PARAGON HOME LOANS INC |
| Dec 18, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2021 · Amount on Record |
| Deed Sale | May 11, 2021 · Amount on Record |
| Deed Document Number | 20212301 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA NY |
| Property Address | 41 FREDERICK DR, APALACHIN, NY 13732-4129 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Name | Verified Name |
|---|
| Document Number | 202500003227 |
|---|---|
| Date | Sep 9, 2025 |
| Instrument | 2025-00003227 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | May 11, 2021 |
| Property Address | 41 FREDERICK DR, APALACHIN, NY 13732-4129 |
| Document Number | 2021000002301 |
| Instrument Date | May 10, 2021 |
| Instrument | 20210-00002301 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1 ELY PARK BLVD, BINGHAMTON, NY 13905-1400 |
| Document Number | 21000002302 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 210-00002302 |
| Name | PARAGON HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Dec 18, 2018 |
| Property Address | 41 FREDERICK DR, APALACHIN, NY 13732-4129 |
| Document Number | 2018000005406 |
| Instrument Date | Dec 12, 2018 |
| Instrument | 20180-00005406 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 126 BAKER HILL RD, APALACHIN, NY 13732-2718 |
Source: Tioga County and Owego Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Owego Town |
| Unified School District | Vestal Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,621.00 (+0.16%) | $135,900 (-) Land $14,300 Building $121,600 | $260,096 (+3.35%) Land $27,368 Building $232,728 |
| 2024 | $7,609.00 (+1,002.75%) | ||
| 2023 | $135,900 Land $14,300 Building $121,600 | $251,667 Land $26,482 Building $225,185 | |
| 2019 | $690.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
May also be available: Verizon.
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