41 Fred Holcombe Rd, Mars Hill, NC 28754 Property Records

Madison County property record for 41 Fred Holcombe Rd, Mars Hill, NC 28754

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,508 sqft · built 1999
Lot Size0.8 acres (34,848 sqft)
Owner2 Individual Names on Record
Tax Bill$1,649 (2025)
Deeds & MortgagesJan 2021 Mortgage
Feb 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN9769-04-0477

Property Details

APN / Parcel Number

Primary APN9769-04-0477
Alternative APNs
  • 9769040477 0014798
  • 14798

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,508 sqft Heated Area
1st Floor Area1,508 sqft
Basement Area1,456 sqft
Unfinished Basement1,456 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialMetal
Lot Area34,848 sqft (0.8 acres)
PorchSlab
Porch Area324 sqft
Deck Area130 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address41 FRED HOLCOMBE RD
CityMARS HILL
StateNC
Zip28754-5831
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-A
Legal Block04
JurisdictionMADISON NC
Township / Civil Division4, BEECH GLENN
Census Block Group1
Census Block1019
Census Tract10700

Owner

Source: Madison County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address41 FRED HOLCOMBE RD, MARS HILL, NC 28754-5831
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST BANK
Feb 9, 2022Deed of Trust, Mortgage · Line of Credit
FIRST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NC
Property Address41 FRED HOLCOMBE RD, MARS HILL, NC 28754-5831
Transaction TypeMortgage
Record UpdatedDec 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007110170
DateJan 26, 2021
Book Page711/170
Instrument339923
Lender
NameFIRST BANK
TypeBank
AddressGREENSBORO, NC 27401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2036

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NC
Property Address41 FRED HOLCOMBE RD, MARS HILL, NC 28754-5831
Transaction TypeMortgage
Record UpdatedDec 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 FRED HOLCOMBE RD, MARS HILL, NC 28754-5831

Mortgage

Document Number0007420549
DateFeb 9, 2022
Book Page742/549
Instrument345411
Lender
NameFIRST BANK
TypeBank
AddressMARS HILL, NC 28754
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMadison County
Unified School DistrictMadison County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,649.00$326,617 (+83.46%) Land $33,197 Building $293,420$326,617 (+83.46%) Land $33,197 Building $293,420
2023$178,030 Land $19,699 Building $158,331$178,030 Land $19,699 Building $158,331

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · above 76% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF MARS HILL
serves 3,030 people · EPA ID NC0158010
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
French Broad EMC
Fiber
1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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