Waldo County and Belfast City property record for 41 Franklin St, Belfast, ME 04915
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 784 sqft · built 1900 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,570 (2025) |
| Deeds & Mortgages | Sep 2022 Refinance Jul 2024 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | BELF M:011 L:236 |
| Primary APN | BELF M:011 L:236 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 784 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 1874 |
|---|---|
| Street Address | 41 FRANKLIN ST |
| City | BELFAST |
| State | ME |
| Zip | 04915-6520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 236 |
| Jurisdiction | BELFAST ME |
| Township / Civil Division | BELFAST |
| Census Block Group | 3 |
| Census Block | 3058 |
| Census Tract | 43000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Belfast Historic District (Additional Documentation) listed 1986 · 69 contributing resources · NRIS 86002733 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
41 Franklin St is owned and occupied by an individual.
Source: Waldo County and Belfast City records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 41 FRANKLIN ST, BELFAST, ME 04915-6520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 6, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK |
| Jul 17, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance P ALEXANDER GIBNEY |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELFAST ME |
| Property Address | 41 FRANKLIN ST, BELFAST, ME 04915-6520 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 004839/335 |
|---|---|
| Date | Sep 6, 2022 |
| Book Page | 4839/335 |
| Instrument | 2022-8482 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Oct 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELFAST ME |
| Property Address | 41 FRANKLIN ST, BELFAST, ME 04915-6520 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 005015/250 |
|---|---|
| Date | Jul 17, 2024 |
| Book Page | 5015/250 |
| Instrument | 2024-4745 |
| Name | P ALEXANDER GIBNEY |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 41 Franklin St was $4,570, up 6.7% from the year before.
Source: Waldo County and Belfast City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Waldo County |
| Municipality | Belfast City |
| Unified School District | Regional School Unit 71 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,570.00 (+6.68%) | $279,700 (+0.54%) Land $68,000 Building $211,700 |
| 2024 | $4,284.00 (+4.69%) | $278,200 (+36.64%) Land $68,000 Building $210,200 |
| 2023 | $4,092.00 (+7.85%) | $203,600 (+14.83%) Land $82,500 Building $121,100 |
| 2022 | $3,794.00 | $177,300 Land $82,500 Building $94,800 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 41 Franklin St in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 17 (1987–2024) |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 Franklin St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELFAST WATER DISTRICT serves 5,698 people · EPA ID ME0090140 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Tidewater O.P.E.N., UniTel.
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