41 Florence Ave, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 41 Florence Ave, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	2,970 sqft · built 1913
Lot Size	0.123 acres (5,349 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Jul 2023)
Tax Bill	$16,904 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jun 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-00378-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`02-00378-0000-00016`
Alternative APN	`020037800016`

Interior

Stories	2 Stories
Building Area	2,970 sqft Living Area
Gross Area	2,772 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Architectural Style	Multi-Family
Lot Area	5,349 sqft (0.123 acres)
Lot Dimensions	107 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	020037800016
Street Address	41 FLORENCE AVE
City	BLOOMFIELD
State	NJ
Zip	07003-5745
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	50 X 107
Legal Block	378
Legal Lot Number	16
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2009
Census Tract	15800

Owner

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 FLORENCE AVE, BLOOMFIELD, NJ 07003-5745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed, Transfer · FHA Mortgage BOND STREET MORTGAGE LLC
Jun 28, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Oct 6, 2020	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2023 · Amount on Record
Deed Sale	Jul 17, 2023 · Amount on Record
Prior Sale	Oct 6, 2020 · Amount on Record
Deed Document Number	202342493
Record Updated	Oct 29, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 17, 2023
Property Address	41 FLORENCE AVE, BLOOMFIELD, NJ 07003-5745
Document Number	0000042493
Instrument Date	Jun 28, 2023
Instrument	2023042493
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	SURREY TITLE COMPANY, SURETY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 CRIMSON LN, MINE HILL, NJ 07803-2444

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 FLORENCE AVE, BLOOMFIELD, NJ 07003-5745

Mortgage

Document Number	0000042494
Date	Jul 17, 2023
Instrument	2023042494

Lender

Name	BOND STREET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	41 FLORENCE AVE, BLOOMFIELD, NJ 07003-5745
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 FLORENCE AVE 1ST 1ST, 11, BLOOMFIELD, NJ 07003-5745

Mortgage

Document Number	0000061218
Date	Jun 28, 2022
Instrument	2022061218

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 3, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 6, 2020
Property Address	41 FLORENCE AVE, BLOOMFIELD, NJ 07003-5745
Document Number	0000098511
Instrument Date	Jul 10, 2020
Instrument	2020098511
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	GUARDIAN TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$987.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 BUSINESS PARK DR # DR103, 200, ARMONK, NY 10504-1715

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5 CRIMSON LN, MINE HILL, NJ 07803-2444

Mortgage

Document Number	0000098516
Date	Oct 6, 2020
Instrument	2020098516

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$484,500 (-) Land $98,800 Building $385,700	$484,500 (-) Land $98,800 Building $385,700
2025	$16,904.00 (+2.86%)	$484,500 (+52.94%) Land $98,800 Building $385,700	$484,500 (+52.94%) Land $98,800 Building $385,700
2024	$16,434.00 (+62.02%)
2023		$316,800 (-) Land $98,800 Building $218,000	$316,800 (-) Land $98,800 Building $218,000
2022	$10,143.00 (+1.87%)	$316,800 Land $98,800 Building $218,000	$316,800 Land $98,800 Building $218,000
2021	$9,957.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 795 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

Nearby Properties on Florence Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures