Middlesex County and Edison Township property record for 41 Finley Rd, Edison, NJ 08817
| Property Type | Single Family Home |
|---|---|
| Details | 1,392 sqft · built 1955 |
| Lot Size | 0.227 acres (9,901 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,802 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit May 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-01149-0000-00001 |
| Primary APN | 05-01149-0000-00001 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,392 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 9,901 sqft (0.227 acres) |
| Lot Dimensions | 100 ft deep x 76 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 00026832 |
|---|---|
| Street Address | 41 FINLEY RD |
| City | EDISON |
| State | NJ |
| Zip | 08817-3825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | 76X100 IRR |
| Legal Subdivision | WASHINGTON PARK SEC 03-C |
| Legal Block | 1149 |
| Legal Lot Number | 1 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | EDISON |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 1702 |
41 Finley Rd is owned and occupied by two individuals.
Source: Middlesex County and Edison Township records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 41 FINLEY RD, EDISON, NJ 08817-3825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2024 | Deed of Trust, Mortgage · Line of Credit AFFINITY FCU |
| May 13, 2021 | Deed of Trust, Mortgage · Line of Credit AFFINITY FCU |
| Jul 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 41 FINLEY RD, EDISON, NJ 08817-3825 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000021228 |
|---|---|
| Date | Apr 17, 2024 |
| Book Page | 19440/673 |
| Instrument | 2024021228 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Apr 28, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 41 FINLEY RD, EDISON, NJ 08817-3825 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2021 |
| Title Company | UNIVERSAL ABSTRACT SERVICES LLC, UNIVERSAL SETMNT SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 2021064879 |
|---|---|
| Date | May 13, 2021 |
| Book Page | 18441/1451 |
| Instrument | 2021064879 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 26, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 41 FINLEY RD, EDISON, NJ 08817-3825 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NEW YORK METRO TTL AGCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000067535 |
|---|---|
| Date | Jul 28, 2020 |
| Book Page | 17961/1409 |
| Instrument | 2020067535 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 41 Finley Rd was $7,802.
Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Edison Township |
| Unified School District | Edison Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $131,100 (-) Land $81,100 Building $50,000 | $131,100 (-) Land $81,100 Building $50,000 | |
| 2025 | $7,802.00 (-0.03%) | $131,100 Land $81,100 Building $50,000 | $131,100 Land $81,100 Building $50,000 |
| 2024 | $7,804.00 | ||
| 2023 | $131,100 Land $81,100 Building $50,000 | $131,100 Land $81,100 Building $50,000 | |
| 2022 | $7,765.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 41 Finley Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1989) |
| Most Recent Claim | Sep 1989 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 Finley Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EDISON WATER CO serves 35,000 people · EPA ID NJ1205001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | E. coli resolved · Oct 2020 Treatment failure resolved · Dec 2016 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Xfinity.
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