McDowell County property record for 41 Finley Dr, Nebo, NC 28761
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,248 sqft · built 1965 |
| Lot Size | 2.75 acres (119,790 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $302 (2025) |
| Deeds & Mortgages | Jan 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 1722-00-98-1102 |
| Primary APN | 1722-00-98-1102 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,248 sqft Heated Area |
| Gross Area | 2,948 sqft |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 1,248 sqft |
| Unfinished Basement | 1,248 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 119,790 sqft (2.75 acres) |
| Lot Width | 359 ft Width |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | None |
|---|---|
| Heating Fuel | Oil |
| Account Number | 52377 |
|---|---|
| Street Address | 41 FINLEY DR |
| City | NEBO |
| State | NC |
| Zip | 28761-6701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 2.75 AC |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | NEBO |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 970200 |
41 Finley Dr, a rural home, is owned and occupied by two individuals who acquired it in December 2020.
Source: McDowell County records, as of December 2, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 41 FINLEY DR, NEBO, NC 28761-6701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 17, 2020 |
| Transfer Doc | 0013360813 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Jan 11, 2021 |
| Property Address | 41 FINLEY DR, NEBO, NC 28761-6701 |
| Document Number | 0013360813 |
| Book / Page | 001336 / 000813 |
| Instrument Date | Dec 17, 2020 |
| Instrument | 142 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 41 FINLEY DR NEBO NC 287616701, NEBO, NC 28761-6701 |
The 2025 property tax bill for 41 Finley Dr was $302 with a senior citizen's exemption.
Source: McDowell County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $302.00 Senior Citizen's exemption | $88,410 Land $20,000 Building $68,410 | |
| 2023 | $302.00 | $88,410 Land $20,000 Building $68,410 | $88,410 Land $20,000 Building $68,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 Finley Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 12 (1994–2024) |
| Claims Outside the SFHA | 7 of 12 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 Finley Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
4G LTE only, no 5G reported
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