Bergen County and Ramsey Borough property record for 41 Ferguson Pl, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 1,738 sqft · built 1936 |
| Lot Size | 0.185 acres (8,059 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $480,000 (Jan 2021) |
| Tax Bill | $11,038 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-03801-0000-00007 |
| Primary APN | 48-03801-0000-00007 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,738 sqft Living Area |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Construction Type | Frame |
| Lot Area | 8,059 sqft (0.185 acres) |
| Lot Dimensions | 124 ft deep x 65 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 41 FERGUSON PL |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.185AC |
| Legal Block | 3801 |
| Legal Lot Number | 7 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 44202 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 41 FERGUSON PL, RAMSEY, NJ 07446-1103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 6, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Feb 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Jan 6, 2021 | Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2021 · Amount on Record |
| Deed Sale | Jan 6, 2021 · Amount on Record |
| Prior Sale | Mar 29, 2012 · Amount on Record |
| Deed Document Number | 20212337 |
| Deed Book / Page | 3900 / 699 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 41 FERGUSON PL, RAMSEY, NJ 07446-1103 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 41 FERGUSON PL, RAMSEY, NJ 07446-1103 |
| Document Number | 0050750266 |
|---|---|
| Date | Sep 6, 2023 |
| Book Page | 5075/266 |
| Instrument | 2023058268 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 27, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 41 FERGUSON PL, RAMSEY, NJ 07446-1103 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0045981913 |
|---|---|
| Date | Feb 28, 2022 |
| Book Page | 4598/1913 |
| Instrument | 2022025219 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 6, 2021 |
| Property Address | 41 FERGUSON PL, RAMSEY, NJ 07446-1103 |
| Document Number | 0039000699 |
| Book / Page | 3900 / 699 |
| Instrument Date | Nov 6, 2020 |
| Instrument | 21-002337 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,983.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 33 FERGUSON PL, 33, RAMSEY, NJ 07446-1103 |
| Name | Verified Name |
|---|---|
| Address | 41 FERGUSON PL, RAMSEY, NJ 07446-1103 |
| Document Number | 0021002338 |
|---|---|
| Date | Jan 6, 2021 |
| Instrument | 21-002338 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2050 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $539,200 (+0.58%) Land $202,800 Building $336,400 | $539,200 (+0.58%) Land $202,800 Building $336,400 | |
| 2025 | $11,038.00 (-6.29%) | $536,100 (+28.44%) Land $202,800 Building $333,300 | $536,100 (+28.44%) Land $202,800 Building $333,300 |
| 2024 | $11,779.00 (+7.59%) | ||
| 2023 | $417,400 Land $163,900 Building $253,500 | $417,400 Land $163,900 Building $253,500 | |
| 2022 | $10,948.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1979–1984) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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