Washington County property record for 41 Fairground Ave, Hagerstown, MD 21740
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,424 sqft · built 1894 |
| Lot Size | 0.198 acres (8,640 sqft) |
| Owner | Individual Name on File |
| Last Sale | $233,350 (Feb 2026) |
| Tax Bill | $1,971 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit Dec 2025 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-004131 |
| Primary APN | 22-004131 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,424 sqft Total Area |
| Year Built | Built 1894 |
|---|---|
| Effective Year Built | Effective 1894 |
| Exterior Material | Siding |
| Roof Material | Metal |
| Lot Area | 8,640 sqft (0.198 acres) |
| Lot Dimensions | 240 ft deep x 36 ft wide |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 160 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 004131 |
|---|---|
| Street Address | 41 FAIRGROUND AVE |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21740-3901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMED |
| Legal Description | LOT 36X240 41 FAIRGROUND AVE |
| Legal Subdivision | WHISPERING HILLS |
| Legal Lot Number | 41 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 22, HAGERSTOWN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Potomac-Broadway Historic District listed 1990 · 191 contributing resources · NRIS 90001804 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
41 Fairground Ave is owned and occupied by an individual who bought it in February 2026.
Source: Washington County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 41 FAIRGROUND AVE, HAGERSTOWN, MD 21740-3901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage · Line of Credit GUILD MORTGAGE CO |
| Dec 29, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage KNOCK LENDING LLC |
| Feb 3, 2026 | Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Jul 20, 2018 | Deed of Trust, Mortgage · FHA Mortgage CORRIDOR MORTGAGE GROUP INC |
| Aug 6, 2020 | Grant Deed, Transfer · VA Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2026 · Amount on File |
| Deed Sale | Feb 3, 2026 · Amount on File |
| Prior Sale | Aug 6, 2020 · Amount on File |
| Deed Book / Page | 7853 / 132 |
| Prior Transfer Date | Aug 19, 2011 |
| Prior Transfer Doc | 0041400306 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 41 FAIRGROUND AVE, HAGERSTOWN, MD 21740-3901 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Title Company | REGIS TITLE LLC, RGS TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0078670093 |
|---|---|
| Date | Feb 25, 2026 |
| Book Page | 7867/93 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | LAKEWOOD, NJ 08701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 41 FAIRGROUND AVE, HAGERSTOWN, MD 21740-3901 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 41 FAIRGROUND AVE, HAGERSTOWN, MD 21740-3901 |
| Document Number | 0078320312 |
|---|---|
| Date | Dec 29, 2025 |
| Book Page | 7832/312 |
| Name | KNOCK LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 5 Months |
| Due | May 12, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Feb 3, 2026 |
| Property Address | 41 FAIRGROUND AVE, HAGERSTOWN, MD 21740-3901 |
| Document Number | 0078530132 |
| Book / Page | 7853 / 132 |
| Instrument Date | Jan 30, 2026 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2026 |
| Title Company | RGS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $583.38 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 41 FAIRGROUND AVE, HAGERSTOWN, MD 21740-3901 |
| Name | Verified Name |
|---|---|
| Address | 41 FAIRGROUND AVE, HAGERSTOWN, MD 21740-3901 |
| Document Number | 0007853141 |
|---|---|
| Date | Feb 3, 2026 |
| Instrument | 7853/141 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Number | 0078530164 |
|---|---|
| Date | Feb 3, 2026 |
| Book Page | 7853/164 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | LAKEWOOD, NJ 08701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 41 FAIRGROUND AVE, HAGERSTOWN, MD 21740-3901 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | COLONY TITLE GROUP LTD |
| Name | Verified Name |
|---|
| Document Number | 0057970146 |
|---|---|
| Date | Jul 20, 2018 |
| Book Page | 5797/0146 |
| Name | CORRIDOR MORTGAGE GROUP INC |
|---|---|
| Type | Lending Institution |
| Address | MARRIOTTSVILLE, MD 21104 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Aug 6, 2020 |
| Property Address | 41 FAIRGROUND AVE, HAGERSTOWN, MD 21740-3901 |
| Document Number | 0063240384 |
| Book / Page | 006324 / 000384 |
| Instrument Date | Jul 24, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2020 |
| Title Company | TRI-STATE SIGNATURE SETTLEMENTS, TRI-ST SIGNATURE SETTLEMENTS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $141.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 41 FAIRGROUND AVE HAGERSTOWN MD 217403901, HAGERSTOWN, MD 21740-3901 |
| Document Number | 63240385 |
|---|---|
| Date | Aug 6, 2020 |
| Book Page | 006324/000385 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Bank |
| Address | VA BEACH, VA 23462 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 5, 2050 |
The 2026 property tax bill for 41 Fairground Ave was $1,971, up 37.4% from the year before.
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Hagerstown City |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,971.00 (+37.45%) | $216,367 (+13.52%) | $267,900 (+40.56%) Land $41,800 Building $226,100 |
| 2025 | $1,434.00 (+5.75%) Homeowner's exemption | $190,600 Land $36,800 Building $153,800 | $190,600 Land $36,800 Building $153,800 |
| 2024 | $1,356.00 (+5.12%) | ||
| 2023 | $1,290.00 Homeowner's exemption | $152,533 | $190,600 Land $36,800 Building $153,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 Fairground Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 41 Fairground Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 706 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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