41 Espy Rd, Apt 11A, Caldwell, NJ 07006 Property Records

Essex County and Caldwell Borough property record for 41 Espy Rd, Apt 11A, Caldwell, NJ 07006

Property Summary

Property Type	Condominium
Details	787 sqft · built 1964
Lot Size	0.024 acres (1,050 sqft)
Owner	Individual Name on File
Last Sale	$219,000 (Aug 2021)
Tax Bill	$5,527 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00036-01-00011-09`

Property Details

APN / Parcel Number

Primary APN	`03-00036-01-00011-09`
Alternative APNs	`03000360001000110009` `00000966`

Interior

Units	5 Units
Building Area	787 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Condo/Apartment
Lot Area	1,050 sqft (0.024 acres)

Location & Zoning

Account Number	00000966
Street Address	41 ESPY RD, 11A
City	CALDWELL
State	NJ
Zip	07006-4865
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RD
Legal Description	CONDO
Legal Subdivision	ESPY ROAD CONDO
Legal Block	36.1
Legal Lot Number	11.9
Jurisdiction	ESSEX NJ
Township / Civil Division	CALDWELL
Census Block Group	1
Census Block	1005
Census Tract	21701

Owner

41 Espy Rd, Apt 11A is owned and occupied by an individual who bought it in August 2021.

Source: Essex County and Caldwell Borough records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	41 ESPY RD, 11A, CALDWELL, NJ 07006-4865
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2021 · Amount on File
Deed Sale	Aug 26, 2021 · Amount on File
Prior Sale	Dec 21, 2016 · Amount on File
Deed Document Number	2021105530
Record Updated	Sep 20, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 26, 2021
Property Address	41 ESPY RD APT 11A, 11A, CALDWELL, NJ 07006-4865
Document Number	2021105530
Instrument Date	Jul 15, 2021
Instrument	2021105530
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$547.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24 REDFERN RD, 24, EATONTOWN, NJ 07724-2322

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 ESPY RD APT 11A, 11A, CALDWELL, NJ 07006-4865

Mortgage

Document Number	2021105535
Date	Aug 26, 2021
Instrument	2021105535

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 41 Espy Rd, Apt 11A was $5,527, up 2.3% from the year before.

Source: Essex County and Caldwell Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Caldwell Borough
Unified School District	Caldwell-West Caldwell School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,700 (-) Land $90,000 Building $79,700	$169,700 (-) Land $90,000 Building $79,700
2025	$5,527.00 (+2.3%)	$169,700 Land $90,000 Building $79,700	$169,700 Land $90,000 Building $79,700
2024	$5,403.00
2023		$169,700 Land $90,000 Building $79,700	$169,700 Land $90,000 Building $79,700
2022	$5,130.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Espy Rd, Apt 11A in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 41 Espy Rd, Apt 11A has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL WATER DEPT serves 9,027 people · EPA ID NJ0703001
Water Source	Purchased surface water from ESSEX FELLS WATER DEPT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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