41 Erwin Park Rd, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 41 Erwin Park Rd, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	2,509 sqft · built 1902
Lot Size	0.205 acres (8,940 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,860,000 (Jul 2026)
Tax Bill	$30,568 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-02405-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`13-02405-0000-00025`
Alternative APN	`130240500025`

Interior

Stories	2 Stories
Building Area	2,509 sqft Living Area

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Construction Type	Frame
Lot Area	8,940 sqft (0.205 acres)
Lot Dimensions	149 ft deep x 60 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	130240500025
Street Address	41 ERWIN PARK RD
City	MONTCLAIR
State	NJ
Zip	07042-3019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	60X149 IRR
Legal Block	2405
Legal Lot Number	25
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	2
Census Block	2006
Census Tract	16400

Owner

Source: Essex County and Montclair Township records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 ERWIN PARK RD, MONTCLAIR, NJ 07042-3019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BK
Aug 12, 2019	Grant Deed, Transfer · Conventional Mortgage CITIBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2026 · Amount on Record
Deed Sale	Jul 7, 2026 · Amount on Record
Prior Sale	Aug 12, 2019 · Amount on Record
Deed Document Number	202644662
Prior Transfer Date	Apr 22, 1991
Prior Transfer Doc	5176000354
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 7, 2026
Property Address	41 ERWIN PARK RD, MONTCLAIR, NJ 07042-3019
Document Number	0000044662
Instrument Date	Jun 23, 2026
Instrument	202644662
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187,860.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 ERWIN PARK RD, MONTCLAIR, NJ 07042-3019

Mortgage

Document Number	0000044667,
Date	Jul 7, 2026
Instrument	202644667

Lender

Name	LUMINATE HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	41 ERWIN PARK RD, MONTCLAIR, NJ 07042-3019
Document Number	0000005894
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, REPUBLIC NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	41 ERWIN PARK RD MONTCLAIR NJ 070423019, MONTCLAIR, NJ 07042-3019

Mortgage

Document Number	0000005894
Date	Jan 15, 2021
Instrument	5894

Lender

Name	COLUMBIA BK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2051

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 12, 2019
Property Address	41 ERWIN PARK RD, MONTCLAIR, NJ 07042-3019
Document Number	0000072709
Instrument Date	Jul 17, 2019
Instrument	72709
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$870.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	41 ERWIN PARK RD MONTCLAIR NJ 070423019, MONTCLAIR, NJ 07042-3019

Mortgage

Document Number	72710
Date	Aug 12, 2019
Instrument	72710

Lender

Name	CITIBANK
Type	Bank
Address	O FALLON, MO 63368-2240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2049

Mortgage

Document Number	75352,
Date	Aug 12, 2019
Instrument	75352

Lender

Name	CITIBANK
Type	Bank
Address	O FALLON, MO 63368-2240

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2049

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$869,400 (-) Land $394,800 Building $474,600	$869,400 (-) Land $394,800 Building $474,600
2025	$30,568.00 (+3.32%)	$869,400 (-) Land $394,800 Building $474,600	$869,400 (-) Land $394,800 Building $474,600
2024	$29,585.00 (+3.5%)
2023		$869,400 Land $394,800 Building $474,600	$869,400 Land $394,800 Building $474,600
2022	$28,585.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2011–2021)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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