41 Enclave Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 41 Enclave Dr, Winter Haven, FL 33884

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,682 sqft · built 1999
Lot Size	0.051 acres (2,217 sqft)
Owner	Individual Name on Record
Last Sale	$158,000 (Mar 2017)
Tax Bill	$795 (2025)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-28-31-850502-000410`

Property Details

APN / Parcel Number

Primary APN	`27-28-31-850502-000410`
Alternative APNs	`312827850502000410` `12827000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,682 sqft Living Area
Gross Area	2,123 sqft
1st Floor Area	1,682 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	2,217 sqft (0.051 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Porch	Screened/Unfinished Porch
Porch Area	26 sqft

Location & Zoning

Street Address	41 ENCLAVE DR
City	WINTER HAVEN
State	FL
Zip	33884-1327
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	CYPRESSWOOD ENCLAVE PHASE TWO PB 105 PG 1 LOT 41
Legal Range	27E
Legal Township	28S
Legal Section	31
Legal Subdivision	CYPRESSWOOD ENCLAVE PHASE TWO
Legal Phase	2
Legal Tract	850502
Legal Block	2
Legal Lot Number	41
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	2
Census Block	2064
Census Tract	14123

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	41 ENCLAVE DR, WINTER HAVEN, FL 33884-1327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2017 · Amount on Record
Deed Sale	Mar 17, 2017 · Amount on Record
Prior Sale	Mar 5, 2008 · Amount on Record
Deed Document Number	201751901
Deed Book / Page	10093 / 2279
Record Updated	Oct 29, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 17, 2017
Property Address	41 ENCLAVE DR, WINTER HAVEN, FL 33884-1327
Document Number	0100932279
Book / Page	010093 / 002279
Instrument Date	Mar 9, 2017
Instrument	51901
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,106.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 ENCLAVE DR WINTER HAVEN FL 338841327, WINTER HAVEN, FL 33884-1327

Mortgage

Document Number	100932280
Date	Mar 17, 2017
Book Page	010093/002280
Instrument	51902

Lender

Name	GENEVA FIN'L
Type	Funding / Finance Company
Address	TEMPE, AZ 85283

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,455 (+2.7%)	$238,300 (+0.34%) Land $100 Building $238,200
2025	$795.00 (-34.41%) Homeowner's exemption	$101,709 (+5.99%)	$237,500 (+9.45%) Land $100 Building $237,400
2023	$1,212.00 (+4.94%) Homeowner's exemption	$95,964 (+3%)	$217,000 (+14.81%) Land $100 Building $216,900
2022	$1,155.00 Homeowner's exemption	$93,169	$189,000 Land $100 Building $188,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 105 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	105 in force
Nearby Flood Claims	3 (2017–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000