Middlesex County and Winchester Town property record for 41 Emerson Rd, Winchester, MA 01890
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 2,083 sqft · built 1941 |
| Lot Size | 0.432 acres (18,835 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,259,000 (Jan 2021) |
| Tax Bill | $18,505 (2026) |
| Deeds & Mortgages | Apr 2021 Transfer Jan 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WINC M:021 B:0130 L:0 |
| Primary APN | WINC M:021 B:0130 L:0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,083 sqft Living Area |
| Gross Area | 3,474 sqft |
| 1st Floor Area | 1,298 sqft |
| Basement Area | 850 sqft |
| Unfinished Basement | 425 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 18,835 sqft (0.432 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 41 EMERSON RD |
|---|---|
| City | WINCHESTER |
| State | MA |
| Zip | 01890-3407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RDA |
| Legal Block | 130 |
| Jurisdiction | WINCHESTER MA |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 338400 |
Source: Middlesex County and Winchester Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 41 EMERSON RD, WINCHESTER, MA 01890-3407 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 8, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Jan 13, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Mar 12, 2018 | Quit Claim Deed, Transfer BELMONT SAVINGS BANK |
| Jan 18, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2021 · Amount on Record |
| Deed Sale | Jan 13, 2021 · Amount on Record |
| Prior Sale | Mar 12, 2018 · Amount on Record |
| Deed Book / Page | 76680 / 527 |
| Last Transfer Date | Mar 8, 2021 |
| Transfer Doc | 77467-438 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Recording Date | Apr 8, 2021 |
| Property Address | 41 EMERSON RD, WINCHESTER, MA 01890-3407 |
| Document Number | 77467-438 |
| Book / Page | 77467 / 438 |
| Instrument Date | Mar 8, 2021 |
| Instrument | 79821 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41 EMERSON RD, WINCHESTER, MA 01890-3407 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Recording Date | Jan 13, 2021 |
| Property Address | 41 EMERSON RD, WINCHESTER, MA 01890-3407 |
| Document Number | 76680-527 |
| Book / Page | 76680 / 527 |
| Instrument Date | Jan 11, 2021 |
| Instrument | 7909 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 41 EMERSON RD, WINCHESTER, MA 01890-3407 |
| Document Number | 7910 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | 7910 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Recording Date | Mar 12, 2018 |
| Property Address | 41 EMERSON RD, WINCHESTER, MA 01890-3407 |
| Document Number | 70725-54 |
| Book / Page | 70725 / 54 |
| Instrument | 33307 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $118.55 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41 EMERSON RD, WINCHESTER, MA 01890-3407 |
| Document Number | 707250057 |
|---|---|
| Date | Mar 12, 2018 |
| Instrument | 70725/0057 |
| Name | BELMONT SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 12, 2048 |
| Rate | 3.5% |
|---|---|
| Max Rate At Change | 40.1% |
| Max Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Property Address | 41 EMERSON RD, WINCHESTER, MA 01890-3407 |
| Document Number | 70702-303 |
| Instrument Date | Jan 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Document Number | 70702-303 |
|---|---|
| Date | Mar 6, 2018 |
| Book Page | 070702/000303 |
| Instrument | 30442 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Winchester Town |
| Unified School District | Winchester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,505.00 (+10,296.07%) | $1,670,100 (+3.82%) Land $1,136,400 Building $533,700 | $1,736,700 (+19.26%) |
| 2025 | $178.00 (-98.95%) | $1,608,700 (+7.48%) Land $1,097,200 Building $511,500 | $1,456,255 |
| 2024 | $16,958.00 (+12.51%) | $1,496,700 (+17.18%) Land $1,018,800 Building $477,900 | |
| 2023 | $15,072.00 | $1,277,300 Land $862,100 Building $415,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (1978–2010) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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