Hampden County and Springfield City property record for 41 Embury St, Springfield, MA 01109
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,611 sqft · built 1916 |
| Lot Size | 0.275 acres (11,962 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (Aug 2026) |
| Tax Bill | $3,800 (2026) |
| Deeds & Mortgages | Aug 2026 Second Mortgage Aug 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:04640 P:0025 |
| Primary APN | SPRI S:04640 P:0025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,611 sqft Living Area |
| 1st Floor Area | 766 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Architectural Style | Colonial |
| Exterior Material | Other |
| Lot Area | 11,962 sqft (0.275 acres) |
| Garage Type | Detached |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 46400025 |
|---|---|
| Street Address | 41 EMBURY ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01109-1849 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | PINEHURST |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 801501 |
41 Embury St is owned and occupied by an individual who bought it in August 2026.
Source: Hampden County and Springfield City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 41 EMBURY ST, SPRINGFIELD, MA 01109-1849 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PRIMARY RESIDENTIAL MORTGAGE |
| Aug 12, 2026 | Quit Claim Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE |
| Sep 25, 2020 | Quit Claim Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2026 · Amount on File |
| Deed Sale | Aug 12, 2026 · Amount on File |
| Prior Sale | Sep 25, 2020 · Amount on File |
| Deed Document Number | 202638516 |
| Deed Book / Page | 26461 / 219 |
| Prior Transfer Date | Jul 6, 2026 |
| Prior Transfer Doc | 0000038516 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Aug 12, 2026 |
| Property Address | 41 EMBURY ST, SPRINGFIELD, MA 01109-1849 |
| Document Number | 0000038518 |
| Book / Page | 26461 / 238 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 202638518 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 41 EMBURY ST, SPRINGFIELD, MA 01109-1849 |
| Document Number | 0000038518, |
|---|---|
| Date | Aug 12, 2026 |
| Book Page | 26461/238 |
| Instrument | 202638518 |
| Name | PRIMARY RESIDENTIAL MORTGAGE |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Aug 12, 2026 |
| Property Address | 41 EMBURY ST, SPRINGFIELD, MA 01109-1849 |
| Document Number | 0000038516 |
| Book / Page | 26461 / 219 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 202638516 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41 EMBURY ST, SPRINGFIELD, MA 01109-1849 |
| Date | Aug 12, 2026 |
|---|
| Name | PRIMARY RESIDENTIAL MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Sep 25, 2020 |
| Property Address | 41 EMBURY ST, SPRINGFIELD, MA 01109-1849 |
| Document Number | 23441-378 |
| Book / Page | 23441 / 378 |
| Instrument Date | Sep 22, 2020 |
| Instrument | 54859 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | CASS ST, SPRINGFIELD, MA |
| Document Number | 54860 |
|---|---|
| Date | Sep 25, 2020 |
| Instrument | 54860 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 41 Embury St was $3,800, up 4.9% from the year before.
Source: Hampden County and Springfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,800.00 (+4.91%) | $245,800 (+6.41%) Land $46,700 Building $199,100 | $339,987 (+8.55%) |
| 2025 | $3,622.00 | $231,000 Land $42,400 Building $188,600 | $313,215 (+4.17%) |
| 2024 | $300,675 | ||
| 2023 | $3,018.00 | $177,000 Land $32,100 Building $144,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 41 Embury St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 41 Embury St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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