41 Elm Ave, Warren, NJ 07059 Property Records

Somerset County and Warren Township property record for 41 Elm Ave, Warren, NJ 07059

Property Summary

Property Type	Single Family Home
Details	1,467 sqft · built 1955
Lot Size	0.67 acres (29,185 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Jul 2019)
Tax Bill	$10,198 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-00023-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`20-00023-0000-00001`
Alternative APNs	`200002300001` `00002150`

Interior

Stories	1 Story
Building Area	1,467 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	29,185 sqft (0.67 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	00002150
Street Address	41 ELM AVE
City	WARREN
State	NJ
Zip	07059-6725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Subdivision	MOUNT HOREB PARK
Legal Block	23
Legal Lot Number	1
Jurisdiction	SOMERSET NJ
Township / Civil Division	WARREN
Census Block Group	1
Census Block	1009
Census Tract	52204

Owner

41 Elm Ave is owned and occupied by an individual who bought it in July 2019.

Source: Somerset County and Warren Township records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	41 ELM AVE, WARREN, NJ 07059-6725
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jul 2, 2019	Grant Deed, Transfer · Conventional with PMI EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2019 · Amount on File
Deed Sale	Jul 2, 2019 · Amount on File
Deed Document Number	201923234
Deed Book / Page	7128 / 2392
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	41 ELM AVE, WARREN, NJ 07059-6725
Transaction Type	Mortgage
Record Updated	Nov 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027990
Date	Oct 25, 2023
Book Page	7530/3366
Instrument	2023027990

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jul 2, 2019
Property Address	41 ELM AVE, WARREN, NJ 07059-6725
Document Number	0000023234
Book / Page	007128 / 002392
Instrument Date	Jun 26, 2019
Instrument	23234
Transaction Type	Transfer
Record Updated	Jul 26, 2019
Title Company	GREEN HILL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 ELM AVE WARREN NJ 070596725, WARREN, NJ 07059-6725

Mortgage

Document Number	23235
Date	Jul 2, 2019
Book Page	007128/002399
Instrument	23235

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Mortgage

Document Number	23236,
Date	Jul 2, 2019
Book Page	007128/002415
Instrument	23236

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 41 Elm Ave was $10,198, up 37.4% from the year before.

Source: Somerset County and Warren Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Warren Township
Elementary School District	Warren Township School District (KG - 08)
Secondary School District	Watchung Hills Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$618,900 (+6.32%) Land $224,300 Building $394,600	$618,900 (+6.32%) Land $224,300 Building $394,600
2025	$10,198.00 (+37.42%)	$582,100 Land $212,000 Building $370,100	$582,100 Land $212,000 Building $370,100
2024	$7,421.00
2023		$318,400 Land $130,000 Building $188,400	$318,400 Land $130,000 Building $188,400
2022	$4,436.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Elm Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Elm Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Xfinity.

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