41 Echo Rd, Carmel, NY 10512 Property Records

Putnam County and Kent Town property record for 41 Echo Rd, Carmel, NY 10512 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Architecture Style	Cape Cod
Year Built	Built 1935
Square Footage	1,104 sqft Living Area
Lot Size	12,197 sqft (0.28 acres)
Occupancy	Owner Occupied
Tax Bill	$9,706.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`372200 33.27-2-10`
Alternative APNs	`220003302700020100000000` `032450`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	7 Rooms
Building Area	1,104 sqft Living Area
1st Floor	1,104 sqft 1st Floor
Upper Floors	264 sqft Upper Floors
Basement Area	576 sqft Basement
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	12,197 sqft (0.28 acres)
Depth X Width	100 ft x 120 ft Depth x Width

Exterior Amenities

Shed	1 Shed
Porch	Open Porch
Porch Area	96 sqft Porch
Canopy Area	96 sqft Canopy

Utilities and HVAC

Heating System	HVAC Heating
Heating Fuel	Oil Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	032450
Street Address	41 ECHO RD
City	CARMEL
State	NY
Zip	10512-6670
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	10.00
Jurisdiction	PUTNAM NY
Minor Civil Division	KENT
Census Blockgroup	2
Census Block	2012
Census Tract	10300

Owner

Source: Putnam County and Kent Town records · APN 372200 33.27-2-10

Assessment roll updated April 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	41 ECHO RD, CARMEL, NY 10512-6670
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Apr 14, 2014
Transfer Doc	0019500181
Record Refreshed	Sep 20, 2026

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PUTNAM NY
Property Address	41 ECHO RD, CARMEL, NY 10512-6670
Document Number	0072220013
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 ECHO RD CARMEL NY 105126670, CARMEL, NY 10512-6670

Mortgage

Document Number	0072220013
Date	Dec 15, 2020
Book Page	007222/000013
Instrument	11232

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	FARMERS BRANCH, TX 75234

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2050

Interest

Rate	3.37%

Tax Assessment & Valuation

Source: Putnam County and Kent Town records · Assessment roll updated April 29, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Kent Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$348,000 (+68.69%) Land $62,400 Building $285,600	$348,000 (+16.06%) Land $62,400 Building $285,600
2024	$9,706.00	$206,300 (-) Land $17,000 Building $189,300	$299,855 (-)
2023		$206,300 (-) Land $17,000 Building $189,300	$299,855 (+21.66%) Land $24,709 Building $275,146
2022		$206,300 Land $17,000 Building $189,300	$246,476 Land $20,311 Building $226,165